You Can Adopt Without Debt

You Can Adopt Without Debt
Author: Julie Gumm
Publisher: Abingdon Press
Total Pages: 183
Release: 2015-01-06
Genre: Family & Relationships
ISBN: 1426793014

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Many families want to adopt, but do not have the large amount of money it takes to complete a private domestic or international adoption. Some quickly give up the idea of adopting and are left feeling frustrated, overwhelmed, and discouraged. Those who choose to proceed often take out large loans or borrow from family and friends which adds to the financial pressure on the family. Author Julie Gumm shares proven strategies from her own experience as well as from others that include applying for grants, creative budgeting, and fundraising that prospective adoptive parents can use to prepare for and avoid those high costs associated with adoption.

Adopt Without Debt (2nd Ed)

Adopt Without Debt (2nd Ed)
Author: Julie Gumm
Publisher:
Total Pages: 140
Release: 2011-10-19
Genre: Adoption
ISBN: 9780983539827

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Helpful ideas on how to adopt a child, in the U.S. or abroad without going into debt.

Adopt Without Debt

Adopt Without Debt
Author: Julie Gumm
Publisher:
Total Pages: 140
Release: 2011-05-11
Genre: Adoption
ISBN: 9780983539803

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Helpful ideas on how to adopt a child, in the U.S. or abroad without going into debt.

An Elegant Puzzle

An Elegant Puzzle
Author: Will Larson
Publisher: Stripe Press
Total Pages: 281
Release: 2019-05-20
Genre: Computers
ISBN: 1953953336

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A human-centric guide to solving complex problems in engineering management, from sizing teams to handling technical debt. There’s a saying that people don’t leave companies, they leave managers. Management is a key part of any organization, yet the discipline is often self-taught and unstructured. Getting to the good solutions for complex management challenges can make the difference between fulfillment and frustration for teams—and, ultimately, between the success and failure of companies. Will Larson’s An Elegant Puzzle focuses on the particular challenges of engineering management—from sizing teams to handling technical debt to performing succession planning—and provides a path to the good solutions. Drawing from his experience at Digg, Uber, and Stripe, Larson has developed a thoughtful approach to engineering management for leaders of all levels at companies of all sizes. An Elegant Puzzle balances structured principles and human-centric thinking to help any leader create more effective and rewarding organizations for engineers to thrive in.

You Can Adopt

You Can Adopt
Author: Susan Caughman
Publisher: Ballantine Books
Total Pages: 322
Release: 2009-08-11
Genre: Family & Relationships
ISBN: 0345504011

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From Adoptive Families magazine, the country’s leading resource on adoption, this warm, authoritative book is full of practical, realistic advice from leading attorneys, doctors, social workers, and psychologists, as well as honest, intimate stories from real parents and children. You Can Adopt answers every question–even the ones you’re afraid to ask: • When should I shift from fertility treatment to adoption? • How do I talk to my spouse about adoption? • Can we find a healthy baby? • Do I need an attorney? An adoption agency? • Can the birth mother take the baby back? • How much will this really cost? How long will it take? • Aren’t all adopted children unhappy? • Can I love a child who “isn’t mine”? • How can I ease the rest of my family into this decision? Complete with checklists and worksheets, You Can Adopt will help make your dreams of family come true.

How to Create a Successful Adoption Portfolio

How to Create a Successful Adoption Portfolio
Author: Madeleine Melcher
Publisher: Jessica Kingsley Publishers
Total Pages: 170
Release: 2014-01-21
Genre: Family & Relationships
ISBN: 0857007645

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How do you create an adoption portfolio that will show prospective birth families why you are the perfect adoptive parent for their child? Do you know which pictures to include and which to leave out? Do you really understand what prospective birth parents care about? This is a step-by-step guide to creating a portfolio which will reflect your personality, make a strong positive impact and encourage the right birth family to choose you. Madeleine Melcher shares the secrets she has discovered over years of creating successful portfolios, profiles and prospective birth parent letters. She combines simple and effective design ideas and tips for writing and layout with a deep understanding of how portfolios work. Importantly, this book also draws extensively on the experiences of birth mothers and the professionals who support them to examine what they are really looking for, featuring questions which prospective birth mothers will want to see answered in your portfolio. From text to design, this guide will give you the confidence to create a portfolio that sets you apart. It is essential reading for prospective adoptive parents, as well as adoption attorneys and adoption agencies advising those hoping to adopt.

Debt Free For Life

Debt Free For Life
Author: David Bach
Publisher: Doubleday Canada
Total Pages: 239
Release: 2011-01-28
Genre: Business & Economics
ISBN: 0385676069

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The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.

Everyday Millionaires

Everyday Millionaires
Author: Chris Hogan
Publisher:
Total Pages: 250
Release: 2019
Genre: Finance, Personal
ISBN: 9780977489541

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Hogan shows that God's way of managing money really works. Millionaire status doesn't require inheriting a bunch of money or having a high-paying job. The path to becoming a millionaire is paved with tools that you either already have or that you can learn. Take personal responsibility; practice intentionality; be goal-oriented, a hard worker; and be consistent. If you adopt this mindset, you, too, can become a millionaire. -- adapted from foreword and introduction

The College Solution

The College Solution
Author: Lynn O'Shaughnessy
Publisher: FT Press
Total Pages: 305
Release: 2008-06-06
Genre: Business & Economics
ISBN: 0132703327

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“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, this is a practical and insightful must-have guide for every parent!” —Jaye J. Fenderson, Seventeen’s College Columnist and Author, Seventeen’s Guide to Getting into College “This book is a must read in an era of rising tuition and falling admission rates. O’Shaughnessy offers good advice with blessed clarity and brevity.” —Jay Mathews, Washington Post Education Writer and Columnist “I would recommend any parent of a college-bound student read The College Solution.” —Kal Chany, Author, The Princeton Review’s Paying for College Without Going Broke “The College Solution goes beyond other guidebooks in providing an abundance of information about how to afford college, in addition to how to approach the selection process by putting the student first.” —Martha “Marty” O’Connell, Executive Director, Colleges That Change Lives “Lynn O’Shaughnessy always focuses on what’s in the consumer’s best interest, telling families how to save money and avoid making costly mistakes.” —Mark Kantrowitz, Publisher, FinAid.org and Author, FastWeb College Gold “An antidote to the hype and hysteria about getting in and paying for college! O’Shaughnessy has produced an excellent overview that demystifies the college planning process for students and families.” —Barmak Nassirian, American Association of Collegiate Registrars and Admissions Officers For millions of families, the college planning experience has become extremely stressful. And, unless your child is an elite student in the academic top 1%, most books on the subject won’t help you. Now, however, there’s a college guide for everyone. In The College Solution, top personal finance journalist Lynn O’Shaughnessy presents an easy-to-use roadmap to finding the right college program (not just the most hyped) and dramatically reducing the cost of college, too. Forget the rankings! Discover what really matters: the quality and value of the programs your child wants and deserves. O’Shaughnessy uncovers “industry secrets” on how colleges actually parcel out financial aid—and how even “average” students can maximize their share. Learn how to send your kids to expensive private schools for virtually the cost of an in-state public college...and how promising students can pay significantly less than the “sticker price” even at the best state universities. No other book offers this much practical guidance on choosing a college...and no other book will save you as much money! • Secrets your school’s guidance counselor doesn’t know yet The surprising ways colleges have changed how they do business • Get every dime of financial aid that’s out there for you Be a “fly on the wall” inside the college financial aid office • U.S. News & World Report: clueless about your child Beyond one-size-fits-all rankings: finding the right program for your teenager • The best bargains in higher education Overlooked academic choices that just might be perfect for you

Can't Pay, Won't Pay

Can't Pay, Won't Pay
Author: Collective Debt
Publisher: Haymarket Books
Total Pages: 98
Release: 2020-06-23
Genre: Social Science
ISBN: 1642593826

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Debtors have been mocked, scolded and lied to for decades. We have been told that it is perfectly normal to go into debt to get medical care, to go to school, or even to pay for our own incarceration. We’ve been told there is no way to change an economy that pushes the majority of people into debt while a small minority hoard wealth and power. The coronavirus pandemic has revealed that mass indebtedness and extreme inequality are a political choice. In the early days of the crisis, elected officials drew up plans to spend trillions of dollars. The only question was: where would the money go and who would benefit from the bailout? The truth is that there has never been a lack of money for things like housing, education and health care. Millions of people never needed to be forced into debt for those things in the first place. Armed with this knowledge, a militant debtors movement has the potential to rewrite the contract and assure that no one has to mortgage their future to survive. Debtors of the World Must Unite. As isolated individuals, debtors have little influence. But as a bloc, we can leverage our debts and devise new tactics to challenge the corporate creditor class and help win reparative, universal public goods. Individually, our debts overwhelm us. But together, our debts can make us powerful.