Home Mortgage Disclosure Act Extension Amendments

Home Mortgage Disclosure Act Extension Amendments
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance
Publisher:
Total Pages: 816
Release: 1980
Genre: Disclosure of information
ISBN:

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Home Mortgage Disclosure Act

Home Mortgage Disclosure Act
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
Total Pages: 474
Release: 2007
Genre: Business & Economics
ISBN:

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The Home Mortgage Disclosure Act

The Home Mortgage Disclosure Act
Author: Patricia A. McCoy
Publisher:
Total Pages: 18
Release: 2016
Genre:
ISBN:

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This article describes the provisions of the federal Home Mortgage Disclosure Act (HMDA), tracing its legal evolution since 1989, when Congress expanded HMDA to require reporting of home mortgage lending by ethnicity and race. HMDA requires most lenders to report the demographic makeup and geographic distribution of home mortgages to the federal government. The 1989 amendments and later developments transformed HMDA from a law exclusively concerned with geographic disinvestment to one concerned with lending disparities by ethnicity and race. In the process, HMDA evolved from an obscure reporting statute to a flashpoint for debates over lending discrimination and subprime lending.

Home Mortgage Disclosure Act

Home Mortgage Disclosure Act
Author: Federal Financial Institutions Examination Council (U.S.)
Publisher:
Total Pages: 53
Release: 1996
Genre: Banks and banking
ISBN:

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