Teen Guide to Credit and Debt

Teen Guide to Credit and Debt
Author: Craig E. Blohm
Publisher: Referencepoint Press
Total Pages: 0
Release: 2016-08
Genre: Consumer credit
ISBN: 9781682820803

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Credit can be a valuable tool for building a solid financial future. But the misuse of credit can quickly become a nightmare of spiraling debt and ruined credit ratings. The teenage years are ideal for learning about the value of credit and the dangers of debt. In this book, teens will learn about various types of credit, the importance of using credit wisely, and how to avoid the pitfalls of too much debt.

The Teen's Guide to Personal Finance

The Teen's Guide to Personal Finance
Author: Joshua Holmberg
Publisher: iUniverse
Total Pages: 96
Release: 2008-07
Genre: Business & Economics
ISBN: 059550969X

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A guide to personal finance for teenagers that covers savings, earnings, credit cards, investing, taxes, and other related topics.

Borrowing Basics

Borrowing Basics
Author: Nicholas Suivski
Publisher: Twenty-First Century Books TM
Total Pages: 67
Release: 2024-08-01
Genre: Young Adult Nonfiction
ISBN:

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In a world driven by spending, debt is inevitable. Knowing the ins and outs of borrowing money and establishing credit is not just an important skill for adults. Teens can benefit from understanding how debt works too, from applying for financing to buy a car to getting a loan to pay for college. This book is filled with practical advice about debt, credit, and the decision-making process that enables you to make smart choices about how to spend your money and use debt responsibly. Learn about good and bad debt, the risks and benefits of credit cards, and how to build good credit and manage their credit score, gaining the knowledge you need to become a debt-savvy young adult.

The Complete Guide to Personal Finance

The Complete Guide to Personal Finance
Author: Tamsen Butler
Publisher: Atlantic Publishing Company
Total Pages: 290
Release: 2016-01-18
Genre: Juvenile Nonfiction
ISBN: 1620230704

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In this completely revised edition, young people learn how to get and manage credit, how to make and stick to a budget, how to pay for college, how to determine needs versus wants, how to pay for a car, how to open a bank account, how to balance a checkbook, how to manage finances online, and how to avoid financial mistakes. You will also learn about investments, taxes, checks, debit cards, credit cards, and budget tips. This book is filled with helpful suggestions from financial counselors, and you will discover ways to jumpstart your financial future and use money responsibly.

Borrowing Basics

Borrowing Basics
Author: Vincent Navarez
Publisher:
Total Pages: 0
Release: 2025
Genre: Consumer credit
ISBN:

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"Borrowing money and getting a credit card can be scary. But there are simple steps everyone can take to build good credit. Learn the risks and rewards of borrowing responsibly through simple strategies and engaging examples"--

What Every Preteen, Teenager and Young Adult Needs to Know to Avoid Credit Card Debt

What Every Preteen, Teenager and Young Adult Needs to Know to Avoid Credit Card Debt
Author: Deanna Schwartzman
Publisher: Dog Ear Publishing
Total Pages: 90
Release: 2010
Genre: Credit cards
ISBN: 1608443302

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WHAT EVERY PRETEEN, TEENAGER AND YOUNG ADULT NEEDS TO KNOW TO AVOID CREDIT CARD DEBT DO YOU KNOW HOW TO SUCCESSFULLY MANAGE YOUR CREDIT CARDS? This book provides 21 statements that are presented in a concise, easy to read format for anyone interested in improving his or her financial skills and future finances. The ideas are presented in a user friendly manner, for anyone to incorporate the information into almost any lifestyle. Preteens, teenagers and young adults will find a wealth of information for them to start thinking about. Here are 21 statements that may change the way you handle money the rest of your life. Read them through and see for yourself. This is a handy book to keep as a reference that will help to make your future financially secure. Deanna W. Schwartzman and Deanna M. Suckow are former teachers who have retired, each after more than a quarter-century in the classroom. Their experiences have been with regular and special education students. Each has been married for almost 50 years. Their current total of grandchildren stands at nine. It was with these grandchildren in mind that they began the research project which has culminated in this book. They were determined that their grandchildren have the knowledge of money management for a successful, well-informed financial future. With all these grandchildren and the present day economy, they joined together to write Teaching Children Money Matters (a resource guide for parents, grandparents, teachers and students ) and its companion book, What Every Preteen, Teenager and Young Adult Needs to Know to Avoid Credit Card Debt (21 statements that may change how the future generations handle money to secure their future finances.)

Debt Information for Teens

Debt Information for Teens
Author: Karen Bellenir
Publisher:
Total Pages: 0
Release: 2012
Genre: Consumer credit
ISBN: 9780780812154

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Tips for a successful financial life including facts about money, interest rates, loans, credit cards, finance charges, predatory lending practices, preventing and resolving debt-related problems, and more.

Personal Finance for Teens

Personal Finance for Teens
Author: Carol H. Cox
Publisher:
Total Pages: 0
Release: 2023-10-20
Genre:
ISBN:

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This straightforward guide provides the fundamental information teens need to know about money matters. This second edition of Personal Finance for Teens shows readers the keys to crafting job-winning resumes, creating a successful spending plan, evaluating college financial aid, managing credit scores and avoiding credit card debt, evaluating the cost of car ownership, and starting retirement savings. In this book teens will find the vital personal finance information they need to know as they transition to living away from home.

Smart Spending

Smart Spending
Author: Kara McGuire
Publisher: Capstone
Total Pages: 65
Release: 2014-07-01
Genre: Juvenile Nonfiction
ISBN: 075654923X

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Seems as if everywhere you look, there are places to spend your money. How do you make sure that your money stretches to cover all of your needs and at least some of your wants? Smart shopping, setting up a budget, and building and managing your credit rating are all key skills to learn.

Money for Teens

Money for Teens
Author: Tim Wuebker
Publisher:
Total Pages: 291
Release: 2019-07-19
Genre:
ISBN: 9781081176198

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This book grew out of teaching a personal finance. Every week, I asked teens what they wanted to learn. After they told me, worked as hard as I could to acquire the best advice available. I interviewed everyone from self-made millionaires to happy couples. I scheduled over 60 guest speakers on every money and relationship topic imaginable. I read, researched, and experimented. And then I asked the teens again, and again. With over 100 bite-size chapters and exercises, Money for Teens discusses everything we could think of, including: budgeting, investing, starting a business this week, negotiating, college without debt, getting hired, how your relationships and the rest of your life ties into your money, and much more. * Investing with index funds, which beat 99% of everything else that's out there (if you're looking at 15+ year time frame) * Relationships and money: how to make an "A" in both * Why almost all debt is bad * 20 ways you can be like the 37% of college students who graduate without debt * The best decision-making model * The F.I. (Financial Independence) and F.I.R.E. (Financial Independence Retire Early) movements * Get hired * Get promoted * Get a career * Get a personal mission * Cars * Credit Cards Debt vs. early investing * The best way to shop * Exercises for budget crises * Jobs vs. Careers. vs. Personal Missions * Who makes more: givers or takers? * If you get rich and have kids, how to not raise a brat * How millionaires raise responsible, not entitled, kids * Why do happy people make more money than unhappy people? * Why do honest people usually make more money than dishonest people? * Pitfalls of life like addictions, and how they destroy your money * Gratitude's surprising $ benefits * How to make the emotional side of money and happiness work for you * Ways to avoid impulse spending without having to rely on self-discipline * Time management for scholarships, side hustles, and other big projects * Time management: three excellent methods Warning: While the book has 80+ chapters on personal finance and 19 exercises designed to help you budget, invest, buy cars & houses, and/or start a business this week, "Money for Teens" is also infused with Judeo-Christian values. Indeed, Chapter Two is entitled "God and money" because I believe God is more important than money. Otherwise, the book focuses primarily on how to stack up cash and live well. We must control our money or the triple D's-debt, deprivation, and desperation-will control us. Read, enjoy, and prosper. Please visit timwuebker.com