What You Should Know about Your Retirement

What You Should Know about Your Retirement
Author: Barry Leonard
Publisher: DIANE Publishing
Total Pages: 44
Release: 2007-12
Genre: Business & Economics
ISBN: 9781422319031
GET BOOK

Download What You Should Know about Your Retirement Book in PDF, Epub and Kindle

Your employer¿s retirement savings plan is an essential part of your future financial security. This report covers private retirement plans that are governed by Federal laws & guidelines in the Employee Retirement Income Security Act of 1974 (ERISA) & the Internal Revenue Code. Includes info. on: Different types of retirement plans; What info. you can get about your plan; When & how you can receive retirement benefits; What to do if you have a question or find a mistake; The responsibilities of those who manage the plan & its investments; Your responsibilities to understand & monitor your plan; & Specific circumstances such as how a divorce or change of employer ownership may affect your retirement benefit. Charts & tables.

Retirement Savings Policy

Retirement Savings Policy
Author: Michael P. Barry
Publisher: Walter de Gruyter GmbH & Co KG
Total Pages: 273
Release: 2018-09-10
Genre: Business & Economics
ISBN: 1547400358
GET BOOK

Download Retirement Savings Policy Book in PDF, Epub and Kindle

Mike brings to this work his comprehensive experience and consummate technical talent in a beautifully readable book. A treasure. --Frank Cummings, Former Adjunct Lecturer in Law at UVA Law School, Columbia Law School, NYU Law School, and ALI-ABA Retirement Savings Policy reviews the basic policies that govern retirement savings plans, and their real world application, focusing on the key issues of finance, taxation, fiduciary conduct, and employee choice. The discussion is framed around the three fundamental challenges confronting employers and employees today – the pension legacy, the 401(k) revolution, and the pressure, from policymakers, regulators, opinion leaders, and individuals, for changes that will put retirement security within reach of all Americans. With more than 40 years’ experience in the field, Michael P. Barry provides both a wealth of practical detail – best practices and concrete solutions – and a broad framework for understanding the issues surrounding retirement plans and strategies. The result is a comprehensive introduction to the forces that drive sponsor, participant, and policymaker decision-making. This is the perfect book for benefits and financial professionals who want a better understanding of the basic rules that govern retirement plan administration but also serves those interested in truly understanding the nuances and issues surrounding retirement plans and policies. The approach is practical, focusing on how US retirement plans actually work, how they are taxed (and not taxed), how they are regulated. But it is also conceptual, devoting considerable attention to an understanding of why these plans work the way they do. Why regulators and policymakers are so focused on a handful of issues – expanding coverage, reducing fees, fairness. And, at the highest level, what are the problems that we are trying to solve. As such, much of what we discuss will be of interest to a more general reader, who wants a realistic understanding of what is really at stake in current retirement policy debates.

Pensionless

Pensionless
Author: Emily Brandon
Publisher: Simon and Schuster
Total Pages: 224
Release: 2016-04
Genre: Business & Economics
ISBN: 1440590753
GET BOOK

Download Pensionless Book in PDF, Epub and Kindle

"Provides tips on using a variety of sources, including Social Security, Medicare, and 401(k)s, to build a retirement income"--

Work and Retirement

Work and Retirement
Author: Stanley Parker
Publisher: Routledge
Total Pages: 157
Release: 2022-02-16
Genre: Social Science
ISBN: 1000549534
GET BOOK

Download Work and Retirement Book in PDF, Epub and Kindle

In the early 1980s world recession and widespread unemployment had accentuated an existing trend – more people retiring from work early and living longer after doing so. Some were adequately prepared for a life of well-earned ‘leisure’ in retirement, but too many were not. The policies of employers, unions and governments on retirement needed to be challenged in societies where work opportunities were collapsing but where leisure activities and values were not yet strong enough to take their place. Originally published in 1982, Dr Parker, a sociologist, provides a careful and critical examination of what we knew about retirement and discusses possible alternative answers to the various problems involved at the time. The history of retirement is first considered, followed by a conceptual analysis of types of retirement. There are chapters on preparation for retirement, the capacity of older people to work, and on the varying experiences of retirement. Separate consideration is given to the question of work after retirement age and whether retirement is actually experienced as leisure. The concluding chapter examines various policy alternatives for dealing with the problems raised earlier in the book. Work and Retirement was intended for students of industrial sociology and industrial psychology, for personnel and human resource professionals, for trade unionists and for all those who had an interest in understanding the developments in the field of retirement and the older working population. Now it can be read in its historical context.

Stop the Retirement Rip-off

Stop the Retirement Rip-off
Author: David B. Loeper
Publisher: John Wiley & Sons
Total Pages: 241
Release: 2011-10-19
Genre: Business & Economics
ISBN: 1118177843
GET BOOK

Download Stop the Retirement Rip-off Book in PDF, Epub and Kindle

A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint. Written in a straightforward and accessible style, this book is filled with sensible strategies for making the most of retirement funds and putting future retirees back on the right financial track. Filled with strategies that can help employees stand up and secure their financial future Addresses how to make the most of your money, and your life, after fixing your retirement plan Outlines a practical approach to understanding your organization's retirement plan and overcoming its potential inefficiencies This important book contains the much-needed information that employees need to plan for retirement and ensure a secure financial future.

Retirement Planning For Dummies

Retirement Planning For Dummies
Author: Matthew Krantz
Publisher: John Wiley & Sons
Total Pages: 359
Release: 2020-02-05
Genre: Business & Economics
ISBN: 1119627575
GET BOOK

Download Retirement Planning For Dummies Book in PDF, Epub and Kindle

Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury—or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides readers while they plan the largest financial obligation of their life. Take stock of your finances Proactively plan for your financial future Seek the help of professionals or go it alone Use online tools to make retirement planning easier Whether you're just starting out with a 401(k) or you’re a seasoned vet with retirement in your near future, this book helps younger and older generations alike how to plan their retirement.

Ready for Pretirement

Ready for Pretirement
Author: Kris Miller
Publisher: Morgan James Publishing
Total Pages: 192
Release: 2012-06-01
Genre: Business & Economics
ISBN: 1614481261
GET BOOK

Download Ready for Pretirement Book in PDF, Epub and Kindle

A little planning goes a long way—prepare for a more secure financial future with this practical, proactive guide that “will help you sleep at night” (Sam Horn, author of Pop!). Retirement planning can be scary, confusing, and overwhelming—especially if you wait until you’re faced with a family medical emergency. It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice. Stop procrastinating and get started now with the tools included in this guide. Older people can face pressing financial planning issues related to age and health—that’s why retirement planning isn’t just for seniors. Author Kris Miller taps into her vast estate planning experience and explains why you should get started now—even if you’re only in your twenties or thirties. Learn how to create a Living Will and a Living Trust; make sure your family is cared for; build wealth; protect your assets from sky-high medical expenses; and retire happy. Ready For Pretirement provides an easy-to-understand overview of the financial decisions that need to be made. From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary guidance—so when you’re ready to plunge into your golden years, you can do it with peace of mind.

Retirement Security in the Great Recession

Retirement Security in the Great Recession
Author: Christian E. Weller
Publisher: Routledge
Total Pages: 175
Release: 2013-09-13
Genre: Business & Economics
ISBN: 1317983386
GET BOOK

Download Retirement Security in the Great Recession Book in PDF, Epub and Kindle

Few events have posed as many challenges for retirement and retirement policy as the crisis of the late 2000s. At the end of the last decade, the United States experienced the Great Recession—a combination of unprecedented wealth losses and historically high unemployment increases that marked the longest economic recession since the Great Depression. These adverse economic shocks coincided with the burgeoning entry into retirement by the baby boomer generation, those born in the United States between 1946 and 1964. The confluence of these trends meant that retirees may have faced greater economic insecurity than at any point since World War II. This book brings together a number of influential researchers whose work is focused on economic policies and their impacts on retirement income security. They come from both academic and policy backgrounds. Specifically, half of the eight contributors are academics, while the other four come from think tanks in Washington, DC. This book is thus intended to combine research and policy. This book was published as a special issue of the Journal of Aging and Social Policy.

Reshaping Retirement Security

Reshaping Retirement Security
Author: Raimond Maurer
Publisher: Oxford University Press on Demand
Total Pages: 312
Release: 2012-09-27
Genre: Business & Economics
ISBN: 0199660697
GET BOOK

Download Reshaping Retirement Security Book in PDF, Epub and Kindle

The book explores the lessons to be learnt for retirement planning and long-term financial security in view of the massive shocks to stock markets, labour markets, and pension plans caused by the financial crisis. It aims to rethink the resilience of defined contribution plans and how defined benefit plans reacted to the financial crisis.

The Adventure of Retirement

The Adventure of Retirement
Author: Guild A. Fetridge
Publisher:
Total Pages: 208
Release: 1994
Genre: Business & Economics
ISBN:
GET BOOK

Download The Adventure of Retirement Book in PDF, Epub and Kindle

There is more to retirement than just having enough money. Many older Americans dream for years about what they'll do once they retire - catch up on their reading, complete projects around the house, take up gardening, travel - only to find that six months later they have accomplished most of their goals! Now what? With people living longer or retiring earlier, the post-retirement period can extend to 25, or even 35 years. Those extra eight hours a day, every day, add up to as many as 50,000 hours of unplanned time! The constant "togetherness" of spouses after retirement can put a severe strain on relationships, and often exposes conflicts that have been hidden by the demands of childrearing and work routines. Many people have their personal identity tied up with work, or in a profession, and they discover that the dismanteling of the social and business structure of a career is more difficult than expected. It is important that people plan for this new and exciting phase of their life just as seriously as they prepared for a career. In The Adventure of Retirement, consultant and researcher Guild A. Fetridge explores those frequently overlooked behavioral, emotional, and lifestyle issues that are vital to a fulfilling retirement. He includes questionnaires and a unique checklist to help readers gauge their attitudes and progress toward retirement; important diet and exercise information; and a guide to some uncommon travel ideas, projects, learning opportunities, events, and associations that can help retirees enjoy life and leisure more. Also included are an extended bibliography and a variety of forms to assist in the retirement planning process.