Retire Not Expire

Retire Not Expire
Author: J.L. Edwards
Publisher: Balboa Press
Total Pages: 89
Release: 2020-05-13
Genre: Self-Help
ISBN: 198224481X

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Can you afford to retire and live on 50% of your current salary? Have you mapped out an actionable plan to retire with some level of security? Are you reviewing your 401(k)-account balance regularly and more importantly, do you have an investment strategy in place to generate income after you retire? If you answered “no” to any of these questions, you should read on. Like the American Dream, your retirement is based on an ideal. One that gives you freedom. You can choose to retire at 35 or 85 or somewhere in between. Making the choice is easy if you are armed with the critical information you need to know to make good decisions. But what if you only have been given part of the big picture? Will you still be able to make good decisions about your retirement benefits? “Retire Not Expire” is written from the perspective of an employee benefits professional who counsels employees rather than the perspective of a financial planner. The goal of the book is not to sell you a financial services product. The goal is to give you the information about retirement benefits so that you can ask the tough questions of yourself and your financial advisors before making the leap into retirement. We will delve into the difference between guaranteed income benefits versus tax advantageous savings accounts. We cover topics such as making the transition from an active employee to a retiree and we will demystify your benefits calculation. We will touch on the velvet handcuff known as health insurance as well as discuss the importance of asking the right questions of your retirement plan administrator, your human resources advisor and your financial advisor. Most importantly, we will give you a roadmap for making the transition into your best life. Retirement is a mindset. It is not a death sentence.

Summary of J.L. Edwards's Retire Not Expire

Summary of J.L. Edwards's Retire Not Expire
Author: Everest Media
Publisher: Everest Media LLC
Total Pages: 13
Release: 2022-02-28T18:36:00Z
Genre: Business & Economics
ISBN: 1669347117

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Please note: This is a companion version & not the original book. Sample Book Insights: #1 A 401(k) is not a retirement plan. It is a defined contribution plan that allows you to invest a portion of your salary using pre-tax money. The amount you can contribute is determined by the IRS each year. If you contribute consistently and the stock market performs well, your account balance can grow into the seven-figure range. But if you don't, your account balance will be considerably less than seven figures. #2 A defined benefit program is a true retirement benefit. It is designed to pay you an amount based on a set formula that includes your age at retirement, your total years of service and your final average salary. It is a lifetime benefit. #3 My grandparents, despite being slightly better off, still struggled to make ends meet because they had no pensions and invested all their money in materialistic things for their wives. #4 My mother, who was raised by a single mother, was able to retire at age 55 after working for 30 years, thanks to the lessons she learned from her grandmother. She invested her money in blue chip companies and bought precious metals.

Retire...don't Expire

Retire...don't Expire
Author: Steve Amoss
Publisher: Independently Published
Total Pages: 0
Release: 2024-05-09
Genre: Self-Help
ISBN:

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Retirement can be a wonderful next chapter in your life. It can be journey of discovery and fulfilment, with many new possibilities that have perhaps never been fulfilled because life, and work, kept getting in the way. This exciting new book will help you navigate your way through those early years when your whole life is about to change. But learning how to retire is key. You'll have new opportunities, new priorities, and (trust me on this...) a whole host of things you may not expect! This book will help you avoid the pitfalls and make great choices that will lead to a long and successful retirement. The book is not about financial planning or managing investments, but about helping you understand the journey you are about to embark upon. Practical, insightful, an indispensable handbook that will help retirees navigate through the transition into the next exciting chapter of their life. An easy, light hearted and informative read, written in the style of "lessons", this is the perfect gift for anyone about to retire. About the author... Steve is a retired police officer, with 30 years service in the Hertfordshire Constabulary. He's had quite a varied career and often looks back largely with fond memories. He now spends his time volunteering with various charities, coaching people, writing, sometimes a little teaching, often a lot of photography, and trying to maintain some level of fitness. If there's one thing that's been consistent in all his career and retirement choices, it's that he loves to be around people. He loves to engage with them, listen to their stories, and, quite frequently, finds himself offering help or advice. Sometimes he succeeds, and sometimes he gets feedback! So when he went on his retirement journey, with all the many mistakes he made, it seemed a perfectly logical decision to want to write about them and share them. So he did!

Don’T Retire to Expire

Don’T Retire to Expire
Author: Bob Bradshaw
Publisher: iUniverse
Total Pages: 116
Release: 2017-11-16
Genre: Body, Mind & Spirit
ISBN: 1532032633

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Thanks to new advances in technology and medicine, we are living longer. Science is already predicting the first person to live to 150 years old has already been born. This means more people could be expecting longer retirement years. Retirement is an often-discussed topic, but it is rarely planned for as a lifestyle. Its like a freight train roaring down the railroad track chasing us. We know it will catch us at some point. In Dont Retire to Expire, author Bob Bradshaw offers a discussion and guide to successful lifestyle retirement planning. Through more than 200 interviews of people who have retired, are planning for retirement, or are just now thinking what it will be in their future, Bradshaw shares a host of information on how to approach retirementto begin thinking and planning for a better experience. From the financial aspects, to living and aging well, to health care concerns, Dont Retire to Expire explores the facets of leaving the work world behind. It advocates creating a strong plan to help you enjoy the retirement for which you worked so hard.

Don't Retire To Expire

Don't Retire To Expire
Author: Bob Bradshaw
Publisher:
Total Pages: 144
Release: 2021-07-04
Genre:
ISBN:

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Thanks to new advances in technology and medicine, we are living longer. Science is already predicting the first person to live to 150 years old has already been born. This means more people could be expecting longer retirement years. Retirement is an often-discussed topic, but it is rarely planned for as a lifestyle. It's like a freight train roaring down the railroad track chasing us. We know it will catch us at some point. In "Don't Retire to Expire," author Bob Bradshaw offers a discussion and guide to successful lifestyle retirement planning. Through more than 200 interviews of people who have retired, are planning for retirement, or are just now thinking what it will be in their future, Bradshaw shares a host of information on how to approach retirement-to begin thinking and planning for a better experience. From the financial aspects, to living and aging well, to health care concerns, "Don't Retire to Expire" explores the facets of leaving the work world behind. It advocates creating a strong plan to help you enjoy the retirement for which you have worked so hard.

I'm Retired Not Expired

I'm Retired Not Expired
Author: Voloxx Studio
Publisher:
Total Pages: 118
Release: 2019-11-20
Genre:
ISBN: 9781710027853

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Bucket list could be a very good gift idea for your colleague who is going to retire soon or your family people in this time. Check out our bucket list features. Bucket List Features: 6"×9" Softcover Bucket list. Guided bucket list to write. 116 Pages to write in adventure. Vision boards to help you achieve your goals Perfect size to easily fit in your purse or backpack. Cream paper journal.

Retire Inspired

Retire Inspired
Author: Chris Hogan
Publisher: Ramsey Press
Total Pages: 256
Release: 2016-01-12
Genre: Business & Economics
ISBN: 1937077810

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When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need

How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need
Author: Connie Brooks
Publisher: Atlantic Publishing Company
Total Pages: 290
Release: 2008
Genre: Business & Economics
ISBN: 1601382049

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As senior citizens age, they tend to go through less money; in fact, the typical over-75 household spent only $25,763 in 2004. This is in direct contrast to financial planners who tell you that you need to save large amounts of money in order to live comfortably during your retirement years. In this new book, you will learn how to manage your expenses, how to reduce and eliminate debt, how to save and invest wisely, how to use retirement planning tools, how to reduce living expenses, how to downsize to a smaller, less expensive property, how to save on small items, how to prioritize your insurance, and how to cut back. Additionally, you will learn about withdrawal plans, selling your home, simplifying your life style, and streamlining postretirement activities. Perhaps most interestingly, you will be presented with the option of moving overseas when you retire. Places such as Costa Rica, Panama, Belize, Malta, and Mexico offer lower living costs and lower prescription drug prices. - Publisher.

Refire! Don't Retire

Refire! Don't Retire
Author: Ken Blanchard
Publisher: Berrett-Koehler Publishers
Total Pages: 141
Release: 2015-02-02
Genre: Self-Help
ISBN: 1626563357

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Bring a renewed sense of purpose to the next chapter of your life with the New York Times bestselling author’s guide to thriving in retirement. Many people see their later years as a time to endure rather than as an exciting opportunity. Yet research and common sense confirm that people who embrace these years with energy and gusto consistently find them to be rich and rewarding. In Refire! Don't Retire, Ken Blanchard and Morton Shaevitz offer inspiring insight and thought-provoking questions to help people make the rest of their lives the best of their lives. In the trademark Ken Blanchard style, the authors tell the compelling story of Larry and Janice Sparks, who discover how to see each day as an opportunity to enhance their relationships, stimulate their minds, revitalize their bodies, and grow spiritually. As they learn to be open to new experiences, Larry and Janice rekindle passion in every area of their lives. Readers will find humor, practical information, and profound wisdom in Refire! Don't Retire. Best of all, they will be inspired to make all the years ahead truly worth living.

Avoid Retirement and Stay Alive

Avoid Retirement and Stay Alive
Author: David Bogan
Publisher:
Total Pages: 271
Release: 2011
Genre: Age and employment
ISBN: 9781869509194

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The authors' basic premise is that retirement is a notion to be banished from all sensible conversation and promotes the idea that no one should retire and no one should want to retire. Quite apart from the economic reality that our respective Governments can't possible afford the retirement we all expected when we started our working lives. Instead they say we should look at rearranging our lives to suit our changing circumstances, but allow no room for the idea of a use-by date when we stop and vegetate - because that's when we die, usually of boredom. A hard-hitting look at the Western economic history of retirement and how it has no place in the modern world, the authors provide case studies and a workable blueprint for changing our expectations and our plans for the second half of our working lives. With practical, pragmatic and accessible text, the book will be illustrated throughout with line drawings, pull out quotes and bullet-pointed text summaries.