Rethinking Consumer Protection Policy
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Author | : Thomas Tacker |
Publisher | : Rowman & Littlefield |
Total Pages | : 188 |
Release | : 2019-07-15 |
Genre | : Business & Economics |
ISBN | : 1498577423 |
Download Rethinking Consumer Protection Book in PDF, Epub and Kindle
This book explains how revamped consumer protection regulations, allowing greater individual choice, along with the government partially shifting to more of an advisory role, can save many thousands of lives annually, and make medicines and other products radically cheaper. Major case studies include the FDA, TSA passenger screening, and Uber versus taxis.
Author | : Gillian Hadfield |
Publisher | : |
Total Pages | : 160 |
Release | : 1996 |
Genre | : Consumer protection |
ISBN | : |
Download Rethinking Consumer Protection Policy Book in PDF, Epub and Kindle
Author | : Geraint Howells |
Publisher | : Routledge |
Total Pages | : 350 |
Release | : 2017-07-28 |
Genre | : Law |
ISBN | : 135167532X |
Download Rethinking EU Consumer Law Book in PDF, Epub and Kindle
In Rethinking EU Consumer Law, the authors analyse the development of EU consumer law on the basis of a number of clear themes, which are then traced through specific areas. Recurring themes include the artificiality of the EU’s consumer image, the problems created by the drive towards maximum harmonisation, and the unexpected effects EU Consumer Law has had on national law. The book argues that EU Consumer Law has the potential of enhancing the protecting of consumers throughout the EU and could offer a model for consumer law elsewhere in the world, but in order to unlock this potential, there needs to be a rethink with regard to the EU’s approach to consumer law and policy.
Author | : Liran Haim |
Publisher | : |
Total Pages | : 58 |
Release | : 2015 |
Genre | : |
ISBN | : |
Download Rethinking Consumer Protection Policy in Financial Markets Book in PDF, Epub and Kindle
Financial products for consumers usually are characterized by complexity and incomprehensibility. Consumers typically find themselves defeated when attempting to control their financial destiny by understanding these products. This Article explores the economic and social factors that lead to this reality, analyzes its highly negative private and social ramifications and proposes an appropriate policy response. I argue that the current market structure creates a reality in which financial institutions are motivated to produce complex financial products for consumers in order to maximize their profits. This market structure, combined with inadequate policy, induces inefficiency by allocating the comprehension costs of financial products to the consumer.My thesis is that a fundamental change in risk allocation policy will steer the market toward consumer comprehension of financial products and, therefore, will reduce private and social costs, increase consumer trust in financial institutions and promote social cohesion. I propose a new default liability rule under which financial institutions would be required to introduce internal procedures and mechanisms to ensure product comprehension among all of their consumers. To encourage maximum compliance with my proposal, I suggest implementing a reputation-based incentives method that would require every financial institution branch to publicly post a service quality ranking assigned by the regulator. I also support a trust-oriented licensing policy that would encourage the inclusion of new trustworthy financial institutions in the market and offer the implementation of a new regime for supervising financial product contract terms.
Author | : Jane K. Winn |
Publisher | : Ashgate Publishing, Ltd. |
Total Pages | : 482 |
Release | : 2013-01-28 |
Genre | : Law |
ISBN | : 1409493210 |
Download Consumer Protection in the Age of the 'Information Economy' Book in PDF, Epub and Kindle
This volume considers the impact of technological innovation on the foundations of consumer advocacy, contracting behaviour, control over intellectual capital and information privacy. A unique and timely perspective on these issues is presented by internationally renowned experts who provide novel approaches to the question of what consumer protection might consist of in the context of technological innovation.
Author | : Paolo Siciliani |
Publisher | : Bloomsbury Publishing |
Total Pages | : 248 |
Release | : 2019-09-19 |
Genre | : Law |
ISBN | : 1509916865 |
Download Consumer Theories of Harm Book in PDF, Epub and Kindle
It has long been thought that fairness in European Consumer Law would be achieved by relying on information as a remedy and expecting the average consumer to keep businesses in check by voting with their feet. This monograph argues that the way consumer law operates today promises a lot but does not deliver enough. It struggles to avoid harm being caused to consumers and it struggles to repair the harm after the event. To achieve fairness, solutions need to be found elsewhere. Consumer Theories of Harm offers an alternative model to assess where and how consumer detriment may occur and solutions to prevent it. It shows that a more confident use of economic theory will allow practitioners to demonstrate how a poor standard of professional diligence lies at the heart of consumer harm. The book provides both theoretical and practical examples of how to combine existing law with economic theory to improve case outcomes. The book shows how public enforcers can move beyond the dominant transparency paradigm to an approach where firms have a positive duty to treat consumers fairly and shape their commercial offers in a way that prevents consumers from making mistakes. Over time, this 'fairness-by-design' approach will emerge as the only acceptable way to compete.
Author | : Nicolette Parisi |
Publisher | : DK Publishing (Dorling Kindersley) |
Total Pages | : 76 |
Release | : 2001-05-07 |
Genre | : Business & Economics |
ISBN | : 9780789471734 |
Download Understanding Consumer Rights Book in PDF, Epub and Kindle
Becoming an educated and satisfied consumer can make your life considerably easier. By building a solid foundation of knowledge, you put yourself in position to know when and how to defend your consumer rights. In Understanding Consumer Rights you will find vital information to help you make sense of your rights. This book gives you a first step toward many important concepts, breaks them down into manageable parts, and provides some simple tools you need to help you try to get a fair deal. smart tips help you recognize pitfalls and take advantage of opportunities-whether through the Internet or at your corner store. Increased interest in do-it-yourself money management is a defining trend of our modern world, and the DK Essential Finance series provides the perfect personal finance library to help take advantage of this phenomenon. These outstanding guides provide a practical and impartial resource to guide you through important financial decisions. Useful questionnaires pinpoint one's financial status while easy-to-use charts and graphs help track cash flow, cut through the complexities of financial lingo, and gain the confidence needed to build real financial security. Readers can learn to invest online, live debt free, plan for retirement, or pay for a child's education.
Author | : European Commission |
Publisher | : |
Total Pages | : 0 |
Release | : 1985 |
Genre | : Consumer protection |
ISBN | : |
Download A New Impetus for Consumer Protection Policy Book in PDF, Epub and Kindle
Author | : Martha Ertman |
Publisher | : NYU Press |
Total Pages | : 466 |
Release | : 2005-08 |
Genre | : Business & Economics |
ISBN | : 0814722288 |
Download Rethinking Commodification Book in PDF, Epub and Kindle
In a world that is often ruled by buyers and sellers, those things that are often considered priceless become objects to be marketed and from which to earn a profit.
Author | : Anthony Perl |
Publisher | : University Press of Kentucky |
Total Pages | : 366 |
Release | : 2002-12-01 |
Genre | : Transportation |
ISBN | : 9780813170480 |
Download New Departures Book in PDF, Epub and Kindle
North America faces a transportation crisis. Gas-guzzling SUVs clog the highways and air travelers face delays, cancellations, and uncertainty in the wake of unprecedented terrorist attacks. New Departures closely examines the options for improving intercity passenger trains’ capacity to move North Americans where they want to go. While Amtrak and VIA Rail Canada face intense pressure to transform themselves into successful commercial enterprises, Anthony Perl demonstrates how public policy changes lie behind the triumphs of European and Japanese high-speed rail passenger innovations. Perl goes beyond merely describing these achievements, translating their implications into a North American institutional and political context and diagnosing the obstacles that have made renewing passenger trains so much more difficult in North America than elsewhere. New Departures links the lessons behind rail passenger revitalization abroad with the opportunity to recast the policies that constrain Amtrak and VIA Rail from providing efficient and effective intercity transportation.