Saving money is as easy as taking a breath. If you are a teen or a young adult who is in the process of entering college or completing college, lending institutions have selected your name for a pre-approve credit card. It is reported that 45% of young adults have more than $20,000 in student loans or credit card debt before they reach their 25th birthday. But you don't have to fall victim to long-term payment plans any longer. This book is a flashlight in a dark room. It will help you find your way out if you turn it on. It is filled with important information that will teach you how to eliminate debt quickly, while on your path to financial wealth. You will learn key principles in paying off debt, while reversing the majority of the interest back to you. These concepts will give you the tools to get in control and stay in control of your finance. In order to be successful in money matters, you must understand how to channel it. Money has a formula, and unless you apply the right techniques and procedures within the formula, you may find yourself in some tight places. You can live a debt-free life and enjoy the fruits of your labor while you are young and energetic. You can design your financial portfolio in a way that will give you better options; like working part-time, taking an early retirement, or traveling and seeing the world. When you apply these key principles, you will never again be enslaved to credit cards, student loans, or long-term car payments.