Layered Money

Layered Money
Author: Nik Bhatia
Publisher:
Total Pages: 180
Release: 2021-01-18
Genre:
ISBN: 9781736110515

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In this fascinating deep dive into the evolution of monetary systems around the globe, Nik Bhatia takes us into the origins of how money has evolved to function in a "layered" manner. Using gold as an example of this term, he traces the layers of this ancient currency from raw mined material, to gold coins, and finally to bank-issued gold certificates. In a groundbreaking manner, Bhatia offers a similar paradigm for the evolution of digital currencies. Bhatia's analysis begins in Renaissance Florence with the gold Florin coin and a burgeoning banking culture, continues with the evolution of central banking, and concludes with a vision for the future of our international monetary system. As central banks around the world prepare to launch their own crypto-competitors, Bhatia illustrates how the invention of Bitcoin created a seismic shift in money and merged the monetary and cryptography sciences. His unique analysis of "layered money" illuminates money markets for the general reader and shows how Bitcoin is becoming a trusted global currency. Readers will come away with an understanding of the mechanics of our financial system, why the dollar is deeply entrenched despite its state of disrepair, and how Central Bank Digital Currencies (CBDCs) and cryptocurrencies will interact in our new monetary future.

Get Good with Money

Get Good with Money
Author: Tiffany the Budgetnista Aliche
Publisher: Rodale Books
Total Pages: 370
Release: 2021-03-30
Genre: Business & Economics
ISBN: 0593232755

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NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Summary of Nik Bhatia's Layered Money

Summary of Nik Bhatia's Layered Money
Author: Everest Media,
Publisher: Everest Media LLC
Total Pages: 28
Release: 2022-04-30T22:59:00Z
Genre: Business & Economics
ISBN: 166939719X

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Please note: This is a companion version & not the original book. Sample Book Insights: #1 Money is a tool that allowed humans to progress away from reciprocal altruism, where animals exchange favors. Humans have used seashells, animal teeth, jewelry, livestock, and iron tools as tokens of barter for tens of thousands of years, but eventually settled on gold and silver as globally accepted forms of currency. #2 The first coins were made by the Lydians around 700 BC. They were embossed with an image of a roaring lion and weighed 126 grains, which is about 8 grams. Because all coins had a precise amount of gold, they could then be used as a unit of account. #3 The Roman Empire is a great example of how coins led to government influence over currency. In the first century AD, coins called denarii were minted by the government in Rome, and due to the empire’s worldwide expanse, they were used across Europe, Asia, and Africa. #4 The northern Italian cities of Florence, Venice, Genoa, and Pisa established themselves as city-republics in the 11th century, and their newfound independence was later marked by the coinage of their own money. The Florentine florin was the first gold florin, and it became the international monetary standard for pan-European finance.

Money and Sustainability

Money and Sustainability
Author: Bernard Lietaer
Publisher: Triarchy Press
Total Pages: 216
Release: 2012-05-30
Genre: Business & Economics
ISBN: 1908009926

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A report from the Club of Rome - EU Chapter to Finance Watch and the World Business Academy. Foreword by Dennis Meadows, co-author of the 1972 Club of Rome report The Limits to Growth.

Broke Millennial

Broke Millennial
Author: Erin Lowry
Publisher: Penguin
Total Pages: 289
Release: 2017-05-02
Genre: Business & Economics
ISBN: 0143130404

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WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!

The Basics of Bitcoins and Blockchains

The Basics of Bitcoins and Blockchains
Author: Antony Lewis
Publisher: Mango Media Inc.
Total Pages: 271
Release: 2018-08-15
Genre: Business & Economics
ISBN: 163353801X

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Understand Bitcoin, blockchains, and cryptocurrency with this clear and comprehensible guide Learn the history and basics of cryptocurrency and blockchains: There’s a lot of information on cryptocurrency and blockchains out there. But, for the uninitiated, most of this information can be indecipherable. The Basics of Bitcoins and Blockchains aims to provide an accessible guide to this new currency and the revolutionary technology that powers it. Bitcoin, Ethereum, and other cryptocurrencies: Gain an understanding of a broad spectrum of Bitcoin topics. The Basics of Bitcoins and Blockchains covers topics such as the history of Bitcoin, the Bitcoin blockchain, and Bitcoin buying, selling, and mining. It also answers how payments are made and how transactions are kept secure. Other cryptocurrencies and cryptocurrency pricing are examined, answering how one puts a value on cryptocurrencies and digital tokens. Blockchain technology: Blockchain technology underlies all cryptocurrencies and cryptocurrency transactions. But what exactly is a blockchain, how does it work, and why is it important? The Basics of Bitcoins and Blockchains will answer these questions and more. Learn about notable blockchain platforms, smart contracts, and other important facets of blockchains and their function in the changing cyber-economy. Things to know before buying cryptocurrencies: The Basics of Bitcoins and Blockchains offers trustworthy and balanced insights to those interested in Bitcoin investing or investing in other cryptocurrency. Discover the risks and mitigations, learn how to identify scams, and understand cryptocurrency exchanges, digital wallets, and regulations with this book. Readers will learn about: • Bitcoin and other cryptocurrencies • Blockchain technology and how it works • The workings of the cryptocurrency market • The evolution and potential impacts of Bitcoin and blockchains on global businesses Dive into the world of cryptocurrency with confidence with this comprehensive introduction.

Giving

Giving
Author: Alexandre Mars
Publisher: HarperCollins
Total Pages: 109
Release: 2018-12-31
Genre: Social Science
ISBN: 0062930559

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Dubbed “the little French Bill Gates” in his native country, Alexandre Mars quit the startups that made him rich, transforming himself from entrepreneur to philanthropist. Determined to become a responsible and effective giver, Mars traveled around the world, asking two very simple questions. “Do you give to charity?” “Do you give enough?” While all answered yes to the first question, their second answer—“no” surprised him. From Hong Kong to Paris to New York, he met numerous people passionate about making the world a better place, yet unsure of how to do so. Certain there must be a better answer than volunteerism or blank checks, Mars began Epic, a foundation that allows for users to donate directly to rigorously vetted charities while seeing their impact in real time. Epic takes no cut—100 percent of the donations reach the people who need them. In this vital book, Mars not only tells the story of Epic and its new formula for giving but redefines what it means to give and have purpose. Like the millennial generation driving much of today’s change, Giving is about holding the new centers of power—multinational corporations—accountable to society. People are passionate about social causes, and want to donate their time, money, and skills. Combining Mars’ extensive knowledge and experience in tech and economics with the real-life stories of NGOs, Giving provides the inspiration, tools, and insight we can use to make our modern and unpredictable world a better place. 100% of the author's proceeds will go the Epic portfolio organizations to help disadvantaged youth.

Declarations of Dependence

Declarations of Dependence
Author: Scott Ferguson
Publisher: U of Nebraska Press
Total Pages: 220
Release: 2018-07-01
Genre: Philosophy
ISBN: 1496201922

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Critique after modern monetary theory -- Transcending the aesthetic -- Declarations of dependence -- Medium congruentissimum -- Allegories of the aesthetic -- Becoming second nature

Layered Learning in Multiagent Systems

Layered Learning in Multiagent Systems
Author: Peter Stone
Publisher: Bradford Books
Total Pages: 272
Release: 2000
Genre: Computers
ISBN: 9780262194389

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This book looks at multiagent systems that consist of teams of autonomous agents acting in real-time, noisy, collaborative, and adversarial environments. This book looks at multiagent systems that consist of teams of autonomous agents acting in real-time, noisy, collaborative, and adversarial environments. The book makes four main contributions to the fields of machine learning and multiagent systems. First, it describes an architecture within which a flexible team structure allows member agents to decompose a task into flexible roles and to switch roles while acting. Second, it presents layered learning, a general-purpose machine-learning method for complex domains in which learning a mapping directly from agents' sensors to their actuators is intractable with existing machine-learning methods. Third, the book introduces a new multiagent reinforcement learning algorithm--team-partitioned, opaque-transition reinforcement learning (TPOT-RL)--designed for domains in which agents cannot necessarily observe the state-changes caused by other agents' actions. The final contribution is a fully functioning multiagent system that incorporates learning in a real-time, noisy domain with teammates and adversaries--a computer-simulated robotic soccer team. Peter Stone's work is the basis for the CMUnited Robotic Soccer Team, which has dominated recent RoboCup competitions. RoboCup not only helps roboticists to prove their theories in a realistic situation, but has drawn considerable public and professional attention to the field of intelligent robotics. The CMUnited team won the 1999 Stockholm simulator competition, outscoring its opponents by the rather impressive cumulative score of 110-0.

The Future of Money

The Future of Money
Author: Eswar S. Prasad
Publisher: Harvard University Press
Total Pages: 497
Release: 2021-09-28
Genre: Business & Economics
ISBN: 0674258444

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A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.