Insurance Deregulation And The Public Interest
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Author | : Scott E. Harrington |
Publisher | : American Enterprise Institute |
Total Pages | : 76 |
Release | : 2000 |
Genre | : Business & Economics |
ISBN | : 9780844771489 |
Download Insurance Deregulation and the Public Interest Book in PDF, Epub and Kindle
This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.
Author | : Roy J. Hensley |
Publisher | : Univ of California Press |
Total Pages | : 274 |
Release | : 2023-04-28 |
Genre | : Business & Economics |
ISBN | : 0520315391 |
Download Competition, Regulation, and the Public Interest in Nonlife Insurance Book in PDF, Epub and Kindle
This title is part of UC Press's Voices Revived program, which commemorates University of California Press’s mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1962.
Author | : Robert E. Dineen |
Publisher | : |
Total Pages | : |
Release | : 1958 |
Genre | : |
ISBN | : |
Download "A Better N.A.I.C." Book in PDF, Epub and Kindle
Author | : Paulette Alexander |
Publisher | : |
Total Pages | : 32 |
Release | : 1973 |
Genre | : Insurance |
ISBN | : |
Download The public interest in regulation of insurance rates Book in PDF, Epub and Kindle
Author | : Roger G. Noll |
Publisher | : American Enterprise Institute Press |
Total Pages | : 184 |
Release | : 1983 |
Genre | : Deregulation |
ISBN | : |
Download The Political Economy of Deregulation Book in PDF, Epub and Kindle
Author | : Steven P. Croley |
Publisher | : Princeton University Press |
Total Pages | : 393 |
Release | : 2009-01-10 |
Genre | : Law |
ISBN | : 1400828147 |
Download Regulation and Public Interests Book in PDF, Epub and Kindle
Not since the 1960s have U.S. politicians, Republican or Democrat, campaigned on platforms defending big government, much less the use of regulation to help solve social ills. And since the late 1970s, "deregulation" has become perhaps the most ubiquitous political catchword of all. This book takes on the critics of government regulation. Providing the first major alternative to conventional arguments grounded in public choice theory, it demonstrates that regulatory government can, and on important occasions does, advance general interests. Unlike previous accounts, Regulation and Public Interests takes agencies' decision-making rules rather than legislative incentives as a central determinant of regulatory outcomes. Drawing from both political science and law, Steven Croley argues that such rules, together with agencies' larger decision-making environments, enhance agency autonomy. Agency personnel inclined to undertake regulatory initiatives that generate large but diffuse benefits (while imposing smaller but more concentrated costs) can use decision-making rules to develop socially beneficial regulations even over the objections of Congress and influential interest groups. This book thus provides a qualified defense of regulatory government. Its illustrative case studies include the development of tobacco rulemaking by the Food and Drug Administration, ozone and particulate matter rules by the Environmental Protection Agency, the Forest Service's "roadless" policy for national forests, and regulatory initiatives by the Securities and Exchange Commission and the Federal Trade Commission.
Author | : Nancy L. Rose |
Publisher | : University of Chicago Press |
Total Pages | : 619 |
Release | : 2014-08-29 |
Genre | : Business & Economics |
ISBN | : 022613816X |
Download Economic Regulation and Its Reform Book in PDF, Epub and Kindle
The past thirty years have witnessed a transformation of government economic intervention in broad segments of industry throughout the world. Many industries historically subject to economic price and entry controls have been largely deregulated, including natural gas, trucking, airlines, and commercial banking. However, recent concerns about market power in restructured electricity markets, airline industry instability amid chronic financial stress, and the challenges created by the repeal of the Glass-Steagall Act, which allowed commercial banks to participate in investment banking, have led to calls for renewed market intervention. Economic Regulation and Its Reform collects research by a group of distinguished scholars who explore these and other issues surrounding government economic intervention. Determining the consequences of such intervention requires a careful assessment of the costs and benefits of imperfect regulation. Moreover, government interventions may take a variety of forms, from relatively nonintrusive performance-based regulations to more aggressive antitrust and competition policies and barriers to entry. This volume introduces the key issues surrounding economic regulation, provides an assessment of the economic effects of regulatory reforms over the past three decades, and examines how these insights bear on some of today’s most significant concerns in regulatory policy.
Author | : Nigel Davies |
Publisher | : International Monetary Fund |
Total Pages | : 45 |
Release | : 2003-07-01 |
Genre | : Business & Economics |
ISBN | : 1451856008 |
Download Insurance and Issues in Financial Soundness Book in PDF, Epub and Kindle
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
Author | : |
Publisher | : United States Department of the Treasury |
Total Pages | : 230 |
Release | : 2008-06-24 |
Genre | : Business & Economics |
ISBN | : |
Download The Department of the Treasury Blueprint for a Modernized Financial Regulatory Structure Book in PDF, Epub and Kindle
Presents a series of “short-term” and “intermediate-term” recommendations that could immediately improve and reform the U.S. regulatory structure. The short-term recommendations focus on taking action now to improve regulatory coordination and oversight in the wake of recent events in the credit and mortgage markets. The intermediate recommendations focus on eliminating some of the duplication of the U.S. regulatory system, but more importantly try to modernize the regulatory structure applicable to the banking, insurance, securities, and futures industries.
Author | : Amy Finkelstein |
Publisher | : Columbia University Press |
Total Pages | : 161 |
Release | : 2014-12-02 |
Genre | : Medical |
ISBN | : 0231538685 |
Download Moral Hazard in Health Insurance Book in PDF, Epub and Kindle
Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice