How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need

How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need
Author: Connie Brooks
Publisher: Atlantic Publishing Company
Total Pages: 290
Release: 2008
Genre: Business & Economics
ISBN: 1601382049

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As senior citizens age, they tend to go through less money; in fact, the typical over-75 household spent only $25,763 in 2004. This is in direct contrast to financial planners who tell you that you need to save large amounts of money in order to live comfortably during your retirement years. In this new book, you will learn how to manage your expenses, how to reduce and eliminate debt, how to save and invest wisely, how to use retirement planning tools, how to reduce living expenses, how to downsize to a smaller, less expensive property, how to save on small items, how to prioritize your insurance, and how to cut back. Additionally, you will learn about withdrawal plans, selling your home, simplifying your life style, and streamlining postretirement activities. Perhaps most interestingly, you will be presented with the option of moving overseas when you retire. Places such as Costa Rica, Panama, Belize, Malta, and Mexico offer lower living costs and lower prescription drug prices. - Publisher.

Retirement Planning For Dummies

Retirement Planning For Dummies
Author: Matthew Krantz
Publisher: John Wiley & Sons
Total Pages: 352
Release: 2020-01-07
Genre: Business & Economics
ISBN: 1119627583

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Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury—or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides readers while they plan the largest financial obligation of their life. Take stock of your finances Proactively plan for your financial future Seek the help of professionals or go it alone Use online tools to make retirement planning easier Whether you're just starting out with a 401(k) or you’re a seasoned vet with retirement in your near future, this book helps younger and older generations alike how to plan their retirement.

How To Retire Early

How To Retire Early
Author: Fausto Toline
Publisher:
Total Pages: 116
Release: 2021-07-08
Genre:
ISBN:

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Early retirement sounds like a dream. Not waiting until your 60s to escape the daily grind? Traveling the world with no end in sight? Sign us up. This book offers more than a few tips that are relevant and useful even for an old-school. And just as important, it is written in a chatty, friendly style that makes it a delight to read. It's not a long book but the couple of hours you will invest is well worth it. This book describes in detail how I retired at age 35 and have been living the sweet life for the past 27 years on a lot less money than the so-called financial experts say we can. I share my secrets and strategies so that you can live your own sweet life, too.

Retirement Income Strategy If Financial Planning Is Not Enough

Retirement Income Strategy If Financial Planning Is Not Enough
Author: Retirement Reimagination Academy
Publisher:
Total Pages: 140
Release: 2019-09-17
Genre:
ISBN: 9781089176114

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If you want to learn how to generate a passive income stream so you can live your retirement dreams, then keep reading ... Did you know: Experts say that people need a nest egg of $1 million to get them through a 30-year retirement. A staggering 57% of Americans have less than $1,000 in their accounts. ⅓ of the baby-boomer generation has absolutely no money in their savings account. Retirement should be a time to live your dreams. After a lifetime of working a 9-5 job, you are finally free to do the things that you want to do. You might want to travel the world, or spend time with your loved ones, or maybe just relax in the sunshine and take each day as it comes. Sadly enough the first question that pops up is, How much will this dream life cost? There is no magic number. $1 million used to be the amount you needed to be assured a comfortable retirement. But according to Dave Ramsey, one of America's most trusted financial experts, this amount might not even be enough to provide you with the retirement you desire. GOBankingRates go even further and say that $1million could easily be wiped out in just twelve years. Don't panic! It can be overwhelming to imagine how much money a quality retirement costs. Especially if you, like most Americans, don't have anywhere near this figure in your savings account. But you don't need to worry. The internet provides a wealth of opportunities to create a passive income that can pay for the retirement that you want, and even allow you to leave a legacy that can give your loved ones a helping hand in following their dreams too. If you are willing to change your perspective and embrace this new chapter of your life with an open mind, you can start earning money from the comfort of your own home. Through the internet anything is possible! Age is absolutely not a barrier between you and your dream life. It�s rather an advantage. No matter how old you are, you can leverage the internet to your benefit, and start earning money to pay for your retirement. In this book, "Retirement Income Strategy If Financial Planning Is Not Enough", you will discover: The number one saving hack for your worry free retirement The best way to plan for the future and put your affairs in order, so that you and your family can breathe easy, no matter what happens Five ways to turn this three-figure sum into an amount that will make you crush it in retirement How to turn your passion into your profession The secrets to traveling the world without breaking the bank and how to turn your life into a holiday How to turn the unused space in your home into dollar bills How to visualise your ideal retirement and then create a plan to realise it The best method to calculate the amount that you need to retire The 3 most important websites to market yourself And much, much more. The number one trap that especially Seniors may fall into is thinking that creating a passive income through the internet is complicated and requires high-level computer skills. It's natural that you feel overwhelmed by all the possibilities the internet offers for making money. Yet, this book teaches you that EVERYONE can create a passive income stream online. It doesn't matter how old you are. Through an easy-to-read, step-by-step guide you will discover how you can turn your retirement dreams into reality in no time. If you want to live the dream in your retirement, scroll up and click the "Add to Cart" button right now.

You Can Retire Early!

You Can Retire Early!
Author: Deacon Hayes
Publisher: Simon and Schuster
Total Pages: 256
Release: 2017-11-07
Genre: Business & Economics
ISBN: 1440599890

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The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at a younger age than we ever dreamed—but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you’re young enough to thoroughly enjoy it, including: *Developing a personalized retirement plan *Maximizing income *Understanding opportunity cost *Assessing and reducing debt *Selecting the right investment vehicles *Sticking to the plan With Hayes’s guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life
Author: Wes Moss
Publisher: McGraw Hill Professional
Total Pages: 284
Release: 2021-10-26
Genre: Business & Economics
ISBN: 1264269277

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The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.

Save Half, Retire Fast

Save Half, Retire Fast
Author: Frankie Calkins
Publisher: Money Resolution
Total Pages:
Release: 2021-12-29
Genre:
ISBN: 9781735299341

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Personal finance experts suggest saving 10%-20% of your income. They're wrong. That advice is for ordinary people who will work a 9 to 5 grind for 50+ years, hoping to retire on time. But you're not ordinary...Choose to live an extraordinary life instead. Earn your time and freedom back. Save and invest 50% of your income and retire early in as little as 17 years, a decade or more sooner than you thought was possible.Does saving half sound extreme and impossible? It's not. Save Half, Retire Fast shows you how without tricks or gimmicks, and anyone can do it. #SAVEHALFBOOK is your comprehensive guide to financial independence and early retirement. You'll learn how to: Invest for long-term successDevelop a millionaire mindsetPick your early retirement pathGive yourself a raise & fire your bossReduce your annual expensesSet goals and stay motivatedRetire early on any income, in any cityLive a richer, more rewarding lifeEnjoy the journey as much as the destinationand LOTS more?Early retirement isn't a dream. It's should be a priority. You can earn decades of your life back so you can do what you want, when you want, with who you want to do it with.You can take the common path and hope for the best OR you can take charge of your financial life one day and one chapter at a time via Save Half, Retire Fast with Frankie (from "The Money Resolution" on YouTube) as your guide. The strategies aren't complicated and early retirement isn't "just for somebody else." It's for regular people. It's for YOU. And it's easier than you think. It's time you start living the life you actually want. Begin your financial independence journey today so you can:SAVE AND INVEST HALF, RETIRE TWICE AS FAST!!

How To Retire Happy: Everything You Need to Know about the 12 Most Important Decisions You Must Make before You Retire

How To Retire Happy: Everything You Need to Know about the 12 Most Important Decisions You Must Make before You Retire
Author: Stan Hinden
Publisher: McGraw Hill Professional
Total Pages: 241
Release: 2001-01-09
Genre: Business & Economics
ISBN: 0071379932

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Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, HMOs, insurance, and estate planning. Written by award-winning Washington Post financial reporter and syndicated columnist, Stan Hinden, How to Retire Happy arms anyone approaching retirement with easy-to-comprehend answers to all their complicated questions. How to Retire Happy: • Provides practical advice and guidance on the 12 most complicated decisions to make before retiring • Covers all the bases, from where to live to how to invest, from health insurance to taking money out of IRAs • Goes beyond financial planning to offer practical advice on the key emotional and psychological issues surrounding retirement

Rescuing Retirement

Rescuing Retirement
Author: Teresa Ghilarducci
Publisher: Columbia Business School Publi
Total Pages: 166
Release: 2018
Genre: Business & Economics
ISBN: 9780231185646

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In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.

The Beginner's Guide To Saving For Retirement

The Beginner's Guide To Saving For Retirement
Author: Dan Clay
Publisher:
Total Pages: 360
Release: 2020-08-26
Genre:
ISBN:

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Learn the basic, fundamental principles of saving for retirement and ensure a comfortable, secure financial future for you and your family. Close your eyes for a moment and imagine your dream retirement. Picture where you are, who you're with, what you're doing, and how you feel. Take a deep breath and really let the visualization sink in and transport you to this alternate reality. Now open your eyes and ask yourself: Do you think you'll ever get to personally experience this vision of your dream retirement at any point in your life? If you answered no, you're not alone! Nearly 40 million working age households in the U.S. have no retirement savings, and a whopping 78% of Americans say they're either "extremely" or "somewhat" concerned about not having enough money for retirement. You probably already know that you need to be saving for retirement, but where do you even begin? From the alphabet soup of retirement accounts like 401(k)s, IRAs, 457s, and the like, to the confusing array of fund options with cryptic-sounding names and enormous hidden fees, knowing where to start is no easy task. And chances are you never learned this stuff in school, either--despite the fact that it has a greater impact on your happiness and quality of life than almost any other subject you can think of. Fortunately, building a nest egg to fund your dream retirement is easier than you think. In this book, Amazon bestselling author Dan Clay breaks down the steps of saving for retirement into easy, digestible chunks written specifically for those who have little to no financial background. Here are some of the things you'll learn: What the concept of retirement means and how to engineer it to fit your desired lifestyle The Retirement Income Equation for calculating how much money you need to retire--and why it might not be as much as you think! The magic of compound interest and how it can make you RICH Demystifying the role stocks and bonds play in your investment portfolio and why they should be embraced, not feared The dirty little secret Wall Street doesn't want you to know (that can save you hundreds of thousands of dollars over your lifetime) The Ten Golden Rules of Saving for Retirement that will put you well ahead of the majority of savers Why you could be leaving thousands of dollars of FREE money from your employer on the table, and how to take advantage of it How to decipher the alphabet soup of retirement accounts including 401(k)s, IRAs, and Roth IRAs The Goldilocks approach to managing your portfolio that will save you thousands of dollars in management fees over the course of your lifetime The proper mindset and habits you need to adopt in order to crush your retirement goals PLUS, you'll also gain access to a free companion website containing a bonus chapter packed with advanced tactics for supercharging your retirement savings, a list of Dan's favorite finance book and blog recommendations, and other bonus materials designed to help you make the right decisions with your money. Whether you're a recent graduate starting your first job, someone who's been meaning to start saving for retirement but just hasn't gotten around to it yet, or a person who's already saving for retirement but still isn't exactly sure what they're doing, this comprehensive guide aims to be THE fundamental resource you need for saving for retirement and securing your financial future. What are you waiting for? Scroll to the top of the page and click BUY NOW to start seizing control of your financial destiny today!