Housing Wealth and Welfare

Housing Wealth and Welfare
Author: Caroline Dewilde
Publisher: Edward Elgar Publishing
Total Pages: 289
Release: 2017-02-24
Genre: Business & Economics
ISBN: 1785360965

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Both growth and unevenness in the distribution of housing wealth have become characteristic of advanced societies in recent decades. Housing Wealth and Welfare examines, in various contexts, how housing property ownership has become central both to household wellbeing and to the reshaping of social, economic and political relations.

Demographic Change and Housing Wealth:

Demographic Change and Housing Wealth:
Author: John Doling
Publisher: Springer Science & Business Media
Total Pages: 172
Release: 2012-08-11
Genre: Social Science
ISBN: 940074384X

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Across the EU, populations are shrinking and ageing. An increasing burden is being placed on a smaller working population to generate the taxes required for pensions and care costs. Welfare states are weakening in many countries and across Europe, households are being increasingly expected to plan for their retirement and future care needs within this risky environment. At the same time, the proportion of people buying their own home in most countries has risen, so that some two-thirds of European households now own their homes. Housing equity now considerably exceeds total European GDP. This book discusses questions like: to what extent might home ownership provide a potential cure for some of the consequences of ageing populations by realizing housing equity in order to meet the consumption needs of older people? What does this mean for patterns of inheritance and longer-term inequalities across Europe? And to what extent are governments banking on their citizens utilising their housing wealth now and in the future?

The Blackwell Companion to the Economics of Housing

The Blackwell Companion to the Economics of Housing
Author: Susan J. Smith
Publisher: John Wiley & Sons
Total Pages: 648
Release: 2010-01-22
Genre: Business & Economics
ISBN: 9781444317985

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The Blackwell Companion to the Economics of Housing willhelp students and professionals alike to explore key elements ofthe housing economy: home prices, housing wealth, mortgage debt,and financial risk. Features 24 original essays, including an editorialintroduction and three section overviews Includes 39 world-class authors from a mix of educational andfinancial organizations in the UK, Europe, Australia, and NorthAmerica Broadly-based, scholarly, and accessible, serving students andprofessionals who wish to understand how today’s housingeconomy works Profiles the role and relevance of housing wealth; themismanagement of mortgage debt; and the pitfalls and potential ofhedging housing risk Key topics include: the housing price bubble and crash; thesubprime mortgage crisis in the US and its aftermath; the linksbetween housing wealth, the macroeconomy, and the welfare ofhome-occupiers; the mitigation of credit and housing investmentrisks Specific case studies help to illustrate concepts, along withnew data sets and analyses to illustrate empirical points

Beyond Home Ownership

Beyond Home Ownership
Author: Richard Ronald
Publisher: Routledge
Total Pages: 242
Release: 2012-03-12
Genre: Architecture
ISBN: 1136592741

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In context of ongoing transformations in housing markets and socioeconomic conditions, this book focuses on past, current and future roles of home ownership in social policies and welfare practices. It considers owner-occupied housing in terms of diverse meanings and manifestations, but in particular the part played by housing tenure in the political, socioeconomic and demographic changes that have characterized the pre- and post-crisis era. The intensified promotion of home ownership in recent decades helped stimulate an increasing orientation towards the private consumption of housing, not only as a home, but also an asset – or possibly speculative vehicle – that enhances household economic capacity and can be transferred to children or other family, or even exchanged for other goods. The latest global financial crisis, however, made it clear that owner-occupied housing markets and mortgage sectors have become deeply embedded in networks of socioeconomic interdependency and risk. This collection engages with numerous debates on housing and society in a range of developed societies from North America to Asia-Pacific to North, South, East and West Europe. Interdisciplinary contributors draw upon diverse empirical data to explore how housing and home ownership has become so embedded in polity, economy and household welfare conditions in various social and cultural contexts. Another concern is what lies beyond home ownership considering the integration of housing systems with economic growth and social stability appears to be unravelling. This volume speaks to public debates concerning the future of housing markets, policy and tenure, providing deep and provocative insights for academics, students and professionals alike.

Housing and Welfare in Southern Europe

Housing and Welfare in Southern Europe
Author: Judith Allen
Publisher: John Wiley & Sons
Total Pages: 240
Release: 2008-04-15
Genre: Business & Economics
ISBN: 0470757507

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The growing literature on comparative European housing policy has played a major part in developing our understanding of the way housing in provided in different countries, and in the way the interaction between the stat, market and civil society is conceptualized. However, much of this analysis is rooted without question in the welfare states of northern Europe – there has been almost no research published in English on the provision of housing in southern Europe. Such research as exists deals with specific feature of housing policy, invariably in a single country. There is probably a better understanding of the housing systems of the former communist countries than those of southern Europe.

The Economics of Aging

The Economics of Aging
Author: David A. Wise
Publisher: University of Chicago Press
Total Pages: 428
Release: 2009-05-15
Genre: Political Science
ISBN: 0226903222

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The Economics of Aging presents results from an ongoing National Bureau of Economic Research project. Contributors consider the housing mobility and living arrangements of the elderly, their labor force participation and retirement, the economics of their health care, and their financial status. The goal of the research is to further our understanding both of the factors that determine the well-being of the elderly and of the consequences that follow from an increasingly older population with longer individual life spans. Each paper is accompanied by critical commentary.

Building Wealth One House at a Time: Making it Big on Little Deals

Building Wealth One House at a Time: Making it Big on Little Deals
Author: John Schaub
Publisher: McGraw Hill Professional
Total Pages: 242
Release: 2004-12-31
Genre: Business & Economics
ISBN: 0071466495

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Strategies for creating real estate wealth by star ting small--and always making the right moves Nationally known real estate expert John Schaub learned his craft in the best way possible--on the job, and through every kind of market. Over three decades, he learned to bank consistent profits as he built an impressive real estate mini-empire. Building Wealth One House at a Time reveals how virtually anyone can accumulate one million dollars worth of houses debtfree and earn a steady cash flow for life. Unique in that it focuses on buying houses in good-quality neighborhoods, Schaub's nine-step program includes: Renting to long-term tenants, with financial incentives to pay on time Avoiding the temptation of bigger deals, which invariably include bigger problems A 10-year plan to pay off debt and own houses free and clear

Wealth and Welfare States

Wealth and Welfare States
Author: Irwin Garfinkel
Publisher: Oxford University Press
Total Pages: 265
Release: 2010-01-28
Genre: Business & Economics
ISBN: 019957930X

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Including education has profound consequences, undergirding the case for the productivity of welfare state programs and the explanation for why all rich nations have large welfare states, and identifying US welfare state leadership. From 1968 through 2006, the United States swung right politically and lost its lead in education and opportunity, failed to adopt universal health insurance and experienced the most rapid explosion of health care costs and economic inequality in the rich world. The American welfare state faces large challenges. Restoring its historical lead in education is the most important but requires investing large sums in education, beginning with universal pre-school and in complementary programs that aid children's development.