This handbook was created to help prepare for natural hazards so that risks to family and property may be reduced. The handbook provides basic information on coastal storms, flooding, and other hazards that will allow you to make an educated decision about the steps to take to protect your family and property. It discusses how to protect yourself and your family. It includes recommendations for essential emergency supplies, evacuation kits, evacuation planning and procedures, and important information that emergency management agencies want you to know even before a warning is issued. The handbook covers how you can protect your property from wind and water hazards, and presents general insurance information and resources to aid in recovery if storm damage occurs. The handbook closes with an overview of climate change in Massachusetts and how climate change may exacerbate impacts from coastal hazards in the future.