Great American Homes: William T. Baker

Great American Homes: William T. Baker
Author: William T. Baker
Publisher: Images Publishing
Total Pages: 290
Release: 2012
Genre: Architecture
ISBN: 1864704837

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IMAGES' third monograph on the outstanding new classicist, William T. Baker.

Great American Homes: Introduction

Great American Homes: Introduction
Author: William T. Baker
Publisher:
Total Pages: 0
Release:
Genre: Architect-designed houses
ISBN:

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This book features an insightful introduction which contributes to a deeper understanding of the history of classical architecture in the USA Great American Homes: William T. Baker is IMAGES' third monograph on this outstanding new classicist. William T. Baker's work is inspired by the bounty of classical architecture found in the grand homes of the southern United States, particularly the state of Georgia. The hallmarks of his architecture are extraordinary attention to details of craftsmanship and construction, and a keen eye for scale and proportion. Throughout the pages of this richly illustrated book, we meet the families who have entrusted him with their dreams and visions and whose trust has been rewarded with classically inspired homes of grace and beauty. His work contributes greatly to some of the most aesthetically pleasing residences being built in the United States today. Also available: Great American Homes ISBN: 9781864704341.

Great American Homes

Great American Homes
Author:
Publisher:
Total Pages: 148
Release: 1997
Genre: Architecture, Domestic
ISBN: 9780895779649

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Guide to great American homes.

The Great American Housing Bubble

The Great American Housing Bubble
Author: Adam J. Levitin
Publisher: Harvard University Press
Total Pages: 401
Release: 2020-06-09
Genre: Business & Economics
ISBN: 0674979656

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The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.

The Great American Housing Bubble

The Great American Housing Bubble
Author: Adam J. Levitin
Publisher: Harvard University Press
Total Pages: 401
Release: 2020-06-09
Genre: Business & Economics
ISBN: 0674246926

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The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.

The Great American Housing Bubble

The Great American Housing Bubble
Author: Robert M. Hardaway
Publisher: Bloomsbury Publishing USA
Total Pages: 284
Release: 2011-02-18
Genre: Business & Economics
ISBN: 0313382298

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This meticulously documented work sets forth the major causes of the greatest asset bubble in world economic history—the American housing bubble, which began in 1940 and collapsed in 2007. In the aftermath of the American housing collapse in 2007, many ask why. The Great American Housing Bubble: The Road to Collapse asks a different and more fundamental question—how the bubble was created in the first place. To answer that question, it examines the causes, both political and economic, of the American housing bubble, created between 1940 and 2007. Those causes encompass everything from federal income tax subsidies for housing to local exclusionary policies, banking, accounting, real estate appraisal, and credit agency rating practices and policies. The book also takes into account the impact of greed, government regulation, speculation, and psychology—including blind faith in investment advisors—on the creation of the greatest asset bubble in the economic history of the world. The author takes a comparative historical approach, examining the current crisis in the light of notorious bubbles of the past. In the end, he concludes that the events precipitating the most recent collapse can be traced, at least in part, not to too little government regulation, but to too much.

More Great American Mansions and Their Stories

More Great American Mansions and Their Stories
Author: Merrill Folsom
Publisher:
Total Pages: 296
Release: 1967
Genre: Architecture, Domestic
ISBN:

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Text and photographs present 47 American mansions, accompanied by stories of the people associated with them.

American Homes and Gardens

American Homes and Gardens
Author:
Publisher:
Total Pages: 494
Release: 1906
Genre: Architecture, Domestic
ISBN:

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Great American City

Great American City
Author: Robert J. Sampson
Publisher: University of Chicago Press
Total Pages: 573
Release: 2024
Genre: History
ISBN: 022683400X

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"In his magisterial Great American City, Robert J. Sampson puts social scientific data behind an argument that we all feel and experience everyday: the neighborhood you live in has a big effect on your life and the city you live in. Not only does your neighborhood determine where your nearest hospital is, what kind of schools your children can attend, or how many police officers you might encounter (and how they respond to you), it affects how you feel, how you think about the world and your place in it. Like many sociologists before him, Sampson looks to Chicago to make his insightful interventions, based on extensive data collected across the city's diverse neighborhoods. This edition includes a new afterword by Sampson reflecting on changes in Chicago and the country that have occurred since the book was initially published. He notes the increase in gun violence, both among civilians and police killings of civilians, as well as steady or growing rates of segregation despite an increase in diversity. With these changes have come new research, much of it a continuation or elaboration of the work in Great American City. He updates readers on the status of the research initiative that serves as the basis of Great American City, the Project on Human Development in Chicago Neighborhoods (PHDCN), and summarizes how scholars have taken up his work. Many of these scholars have new tools at their disposal with the rise of big data; Sampson remarks on these changes in the field"--

A Place to Call Home

A Place to Call Home
Author: Gil Schafer III
Publisher: Rizzoli Publications
Total Pages: 290
Release: 2017-09-26
Genre: House & Home
ISBN: 0847860213

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For award-winning architect Gil Schafer, the most successful houses are the ones that celebrate the small moments of life—houses with timeless charm that are imbued with memory and anchored in a distinct sense of place. Essentially, Schafer believes a house is truly successful when the people who live there consider it home. It’s this belief—and Schafer’s rare ability to translate his clients’ deeply personal visions of how they want to live into a physical home that reflects those dreams—that has established him as one of the most sought-after, highly-regarded architects of our time. In his new book, A Place to Call Home Schafer follows up his bestselling The Great American House, by pulling the curtain back on his distinctive approach, sharing his process (complete with unexpected, accessible ideas readers can work into their own projects) and taking readers on a detailed tour of seven beautifully realized houses in a range of styles located around the country—each in a unique place, and each with a character all its own. 250 lush, full color photographs of these seven houses and other never-before-seen projects, including exterior, interior, and landscape details, invite readers into Schafer’s world of comfortable classicism. Opening with memories of the childhood homes and experiences that have shaped Schafer’s own history, A Place to Call Home gives the reader the sense that for Schafer, architecture is not just a career but a way of life, a calling. He describes how the many varied houses of his youth were informed as much by their style as by their sense of place, and how these experiences of home informed his idea of classicism as a set of values that he applies to many different kinds of architecture in places as varied as the ones he grew up in. Because while Schafer is absolutely a classical architect, he is in fact a modern traditionalist, and A Place to Call Home showcases how he effortlessly interprets traditional principles for a multiplicity of architectural styles within contemporary ways of living. Sections in Part I include the delicate balance of modern and traditional aesthetics, the juxtaposition of fancy and simple, and the details that make each project special and livable. Schafer also delves into what he refers to as “the spaces in between,” those often overlooked spaces like closets, mudrooms, and laundry rooms, explaining their underappreciated value in the broader context of a home. Part of Schafer’s skill lies in the way he gives the minutiae of a project as much attention as the grand aesthetic gestures, and ultimately, it’s this combination that brings his homes to life. Part II of the book is the story of seven houses and the places they inhabit—each with a completely different character and soul: a charming cottage completely rebuilt into a casual but gracious house for a young family in bucolic Mill Valley, California; a reconstructed historic 1930s Colonial house and gardens set in lush woodlands in Connecticut; a new, Adirondack camp-inspired house for an active family perched on the edge of Lake Placid with stunning views of nearby Whiteface Mountain; an elegant but family-friendly Fifth Avenue apartment with a panoramic view of Central Park; a new timber frame and stone barn situated to take advantage of the summer sun on a lovely, rambling property in New England; a new residence and outbuildings on a 6,000 acre hunting preserve in Georgia, inspired by the historic 1920s and 1930s hunting plantation houses in the region; and Schafer’s own, deeply personal, newly-renovated and surprisingly modern house located just a few feet from the Atlantic Ocean in coastal Maine. In Schafer’s hands, the stories of these houses are irresistibly readable. He guides the reader through each of the design decisions, sharing anecdotes about the process and fascinating historical background and contextual influences of the settings. Ultimately, the houses featured in A Place to Call Home are more than just beautiful buildings in beautiful places. In each of them, Schafer has created a dialogue between past and present, a personalized world that people can inhabit gracefully, in sync with their own notions of home. Because, as Schafer writes in the book, he designs houses “not for an architect’s ego, but [for] the beauty of life, the joys of family, and, not least, a heartfelt celebration of place.”