The Law of Financial Privacy
Author | : L. Richard Fischer |
Publisher | : |
Total Pages | : |
Release | : |
Genre | : Banks and banking |
ISBN | : 9781558277618 |
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Author | : L. Richard Fischer |
Publisher | : |
Total Pages | : |
Release | : |
Genre | : Banks and banking |
ISBN | : 9781558277618 |
Author | : Alan E. Brill |
Publisher | : Prentice Hall |
Total Pages | : 264 |
Release | : 1979 |
Genre | : Law |
ISBN | : |
Author | : L. Richard Fischer |
Publisher | : |
Total Pages | : 650 |
Release | : 1983 |
Genre | : Banks and banking |
ISBN | : |
Author | : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit |
Publisher | : |
Total Pages | : 570 |
Release | : 2000 |
Genre | : Business & Economics |
ISBN | : |
Author | : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit |
Publisher | : |
Total Pages | : 528 |
Release | : 1997 |
Genre | : Business & Economics |
ISBN | : |
Author | : Nicola Jentzsch |
Publisher | : Springer Science & Business Media |
Total Pages | : 308 |
Release | : 2006-09-29 |
Genre | : Political Science |
ISBN | : 3790817384 |
This book provides the first in-depth analysis of the topic, offering an international comparison of credit reporting systems. Coverage includes competition in information markets, the microeconomics of information and privacy, and economic incentives to disclose or to conceal information. The book examines the history of credit reporting agencies and the regulation of privacy and credit reporting around the world. Finally, it surveys the effects of credit reporting in credit markets worldwide.
Author | : Fred H. Cate |
Publisher | : Rowman & Littlefield |
Total Pages | : 71 |
Release | : 2003-07-22 |
Genre | : Business & Economics |
ISBN | : 0815796064 |
American consumers have become accustomed to obtaining instant credit. The process requires that credit bureaus have easy access to sensitive financial information about individuals, compiled largely without their consent. This report examines the debate surrounding the role of the states in regulating these credit bureaus, especially in light of expiring amendments to the Fair Credit Reporting Act, which have allowed bureaus to continue these practices, exempting them from state laws that might obstruct them. How this controversy is resolved will have an important bearing on credit markets and financial privacy in the future. The authors make the case for continued federal preemption of the states in this area. Without it, the authors argue, the consumer credit system has developed in the United States would be put in jeopardy.
Author | : Elizabeth Anne Khalil |
Publisher | : |
Total Pages | : 0 |
Release | : 2024-04-30 |
Genre | : Business & Economics |
ISBN | : 9781639053773 |
Understanding the financial privacy and data security landscape in the U.S. involves following a moving target as the landscape is continually changing. To appropriately advise clients on these issues, it is necessary to stay on top of the ever-changing legal, regulatory, and industry developments that impact data protection issues. This practical and user-friendly resource provides a basic understanding of major data protection laws and regulations relevant to the U.S. financial sector and guides you on where and how to seek further information. To help you tackle and untangle the intricacies of this evolving area of the law, this book includes practice tips and historical perspectives outlining relevant information. The book discusses: Fundamental concepts and terminology U.S. data protection framework Navigating and evaluating the requirements and risks The landscape of the major fedral laws - GLBA, FCRA, and RFPA - as well as relevant state analogues UDA(A)P and general consumer protection laws and other data protection laws Industry standards and initiatives, which can be helpful sources for best practices, information sharing, and peer benchmarking Laws, regulations, and risk considerations relevant to incident response And more! This book was published on 07/06/2023
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publisher | : |
Total Pages | : 88 |
Release | : 2003 |
Genre | : Consumer protection |
ISBN | : |
Author | : Benjamin E. Robinson, III |
Publisher | : iUniverse |
Total Pages | : 142 |
Release | : 2000-08-26 |
Genre | : Business & Economics |
ISBN | : 0595130461 |
The financial services sector has had a respectable track record in the protection of consumer privacy. However, business practices, industry consolidation, electronic commerce and economic trends have raised consumer privacy as a key issue in the financial services sector. Improvements in the rapid transfer of information provide a new medium for the purchase of goods and services, that is, the medium of electronic commerce. The European Union has forced the issue with the Data Protection Directive. As a result, the United States has had to debate the lack of regulation or standards governing the new medium of electronic commerce. The debate could hinder any advance by society to engage in new technology. Because of increased government attention through regulatory and legislative action, corporations are developing self-regulatory initiatives to create industry standards for electronic commerce. Consumer privacy deals with how and what types of information are collected and how the data is controlled and accessed. Consumer concepts of privacy will resist or allow different configurations of what is allowable and what is utilized. The book is an exploratory and descriptive study that assesses the privacy concerns of today's consumer, as well as determines the potential impact of consumer privacy concerns on technological innovation and public policy. In order to understand privacy concerns, the study builds and extends current quantitative research on privacy in the financial service sector. Current research was developed to assess the privacy concerns of consumers. It was not designed to analyze or evaluate the specific impact of privacy on underrepresented consumers. The study expands research to focus on this particular segment of the population. Using privacy as the foundational issue/motivation for developing perspectives on financial education, the study focuses on people of color in the financial mainstream of our economy.