Financial Inclusion Growth And Inequality
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Author | : Ms.Izabela Karpowicz |
Publisher | : International Monetary Fund |
Total Pages | : 31 |
Release | : 2014-09-12 |
Genre | : Business & Economics |
ISBN | : 1475586043 |
Download Financial Inclusion, Growth and Inequality Book in PDF, Epub and Kindle
Financial inclusion has been one of the key pillars of Colombia’s development strategy for a number of years. Financial inclusion policies have aimed at channeling microcredit to poor, spreading formal banking system usage, fostering electronic payment acceptance, and making financial services more affordable. Using simulations from a general equilibrium model it is possible to identify the most binding financial sector frictions that preclude financial inclusion of enterprises, and study the effects on growth and inequality of efforts to remove these frictions. The study finds that lowering contraints on collateral promises higher growth while inequality is better tackled through measures that lower the financial participation cost.
Author | : Howard Thomas |
Publisher | : Emerald Group Publishing |
Total Pages | : 152 |
Release | : 2019-04-10 |
Genre | : Business & Economics |
ISBN | : 1789737818 |
Download Inclusive Growth Book in PDF, Epub and Kindle
The book outlines a journey from enabling models of government and business to strategies for creating both financial and social inclusion and entrepreneurism as mechanisms for sustainable and inclusive growth.
Author | : Mr.Martin Cihak |
Publisher | : International Monetary Fund |
Total Pages | : 50 |
Release | : 2020-01-17 |
Genre | : Business & Economics |
ISBN | : 1513526545 |
Download Finance and Inequality Book in PDF, Epub and Kindle
The study examines empirical relationships between income inequality and three features of finance: depth (financial sector size relative to the economy), inclusion (access to and use of financial services by individuals and firms), and stability (absence of financial distress). Using new data covering a wide range of countries, the analysis finds that the financial sector can play a role in reducing inequality, complementing redistributive fiscal policy. By expanding the provision of financial services to low-income households and small businesses, it can serve as a powerful lever in helping create a more inclusive society but—if not well managed—it can amplify inequalities.
Author | : Goksu Aslan |
Publisher | : International Monetary Fund |
Total Pages | : 32 |
Release | : 2017-11-07 |
Genre | : Business & Economics |
ISBN | : 1484328728 |
Download Inequality in Financial Inclusion and Income Inequality Book in PDF, Epub and Kindle
We investigate the link between gender inequality in financial inclusion and income inequality, with three contributions to the recent literature. First, using a micro-dataset covering 146,000 individuals in over 140 countries, we construct novel, synthetic indices of the intensity of financial inclusion at the individual and country level. Second, we derive the distribution of individual financial access “scores” across countries to document a “Kuznets”-curve in financial inclusion. Third, cross-country regressions confirm that our measure of inequality in financial access is significantly related to income inequality, above and beyond other factors previously highlighted in the literature.
Author | : Ananda S. |
Publisher | : Springer Nature |
Total Pages | : 343 |
Release | : 2021-10-04 |
Genre | : Business & Economics |
ISBN | : 9811626529 |
Download Financial Inclusion in Emerging Markets Book in PDF, Epub and Kindle
This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.
Author | : Ms.Era Dabla-Norris |
Publisher | : International Monetary Fund |
Total Pages | : 49 |
Release | : 2015-01-27 |
Genre | : Business & Economics |
ISBN | : 1484352874 |
Download Identifying Constraints to Financial Inclusion and Their Impact on GDP and Inequality Book in PDF, Epub and Kindle
We develop a micro-founded general equilibrium model with heterogeneous agents to identify pertinent constraints to financial inclusion. We evaluate quantitatively the policy impacts of relaxing each of these constraints separately, and in combination, on GDP and inequality. We focus on three dimensions of financial inclusion: access (determined by the size of participation costs), depth (determined by the size of collateral constraints resulting from limited commitment), and intermediation efficiency (determined by the size of interest rate spreads and default possibilities due to costly monitoring). We take the model to a firm-level data from the World Bank Enterprise Survey for six countries at varying degrees of economic development—three low-income countries (Uganda, Kenya, Mozambique), and three emerging market countries (Malaysia, the Philippines, and Egypt). The results suggest that alleviating different financial frictions have a differential impact across countries, with country-specific characteristics playing a central role in determining the linkages and tradeoffs between inclusion, GDP, inequality, and the distribution of gains and losses.
Author | : Ms.Ratna Sahay |
Publisher | : International Monetary Fund |
Total Pages | : 33 |
Release | : 2015-09-15 |
Genre | : Business & Economics |
ISBN | : 1513585150 |
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Using several recently available global datasets, this Staff Discussion Note examines macroeconomic effects of financial inclusion. It finds significant benefits to economic growth from financial inclusion, but the benefits diminish as financial inclusion and depth become large. Broadening access to credit can compromise economic and bank stability in countries with weak bank supervision. Other forms of financial inclusion—such as access to and use of bank accounts, branches, and ATMs—do not hurt stability, and can be promoted extensively. The note finds that gaps in financial inclusion are associated with economic inequality, but the association appears relatively weak.
Author | : Vinay Kandpal |
Publisher | : Springer Nature |
Total Pages | : 218 |
Release | : 2023-01-30 |
Genre | : Science |
ISBN | : 3031227239 |
Download Financial Inclusion in Circular Economy Book in PDF, Epub and Kindle
This book presents an assessment of endeavors towards Financial Inclusion and its role in Sustainable development. An attractive feature is that it deals with almost all the contemporary issues essential for reaching UN Sustainable Development Goals. This book would be an exclusive and authentic source to the students of undergraduates, postgraduates and professional courses in Commerce and Management. This manuscript is divided into nine chapters. The book looks at various salient topics, including financial inclusion measurement, the impact of various financial inclusion indicators on development outcomes and macroeconomic volatility using aggregate data, and the effects of financial inclusion on poverty and development outcomes using microdata. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it exhibits how poor and disadvantaged women and men can be bankable if the adequate facilitation for maximizing opportunities and addressing constraints. This book attempts to cover different dimensions of Financial Inclusion towards attaining Sustainability and Circular Economy through financing instruments and investments. This book highlights different goals of UN SDG as an Initiative towards Inclusive Growth and Circular Economy, which is also influenced by Micro Finance Institutions and NBFCs. This book will be an indispensable source for the Students of PG and UG programs, Researchers and practitioners from areas of Commerce, Economics and Management and the faculty members and professionals like bankers and financial consultants. We hope this book will meet the requirement of all the categories of readers.
Author | : Ahmad, Ahmad H. |
Publisher | : Edward Elgar Publishing |
Total Pages | : 352 |
Release | : 2021-10-19 |
Genre | : Business & Economics |
ISBN | : 1800376383 |
Download Inclusive Financial Development Book in PDF, Epub and Kindle
Inclusive Financial Development provides theoretical and empirical analyses of the nature of financial inclusion. The contributing authors explore the impediments to inclusion that exist around the world, the macro and stability implications, and the regulation dimension.
Author | : Tony Cavoli |
Publisher | : Routledge |
Total Pages | : 255 |
Release | : 2021-03-05 |
Genre | : Business & Economics |
ISBN | : 1000348911 |
Download Financial Inclusion in Asia and Beyond Book in PDF, Epub and Kindle
The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.