Excerpt from Thirty-Eighth Annual Report of the Insurance Commissioner of the Commonwealth of Massachusetts, January 1, 1893, Vol. 2: Life, Casualty and Assessment Insurance Under these favorable and promising conditions, and With the intelligent guidance Which experience has made available, no excusable mishap to the business seems possible, except from such a cause as would jeopardize or ruin every other monetary enterprise. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.