Broken Promises: How Insurers Put Profits Over Promises

Broken Promises: How Insurers Put Profits Over Promises
Author: David Skipton
Publisher:
Total Pages: 170
Release: 2021-10-20
Genre: Business & Economics
ISBN: 9781955885942

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When someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance." But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you. David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to: - recognize the tricks insurance companies play to cheat you out of money; - take steps to improve your chances of enjoying a favorable outcome on a claim; and - receive fair compensation in the event of an insurance payout. While insurance companies once looked out for customers, times are changing, and you need to know what motivates them if you want any chance to get what you're owed. It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process.

Broken Promises

Broken Promises
Author: Robert Tillman
Publisher: UPNE
Total Pages: 230
Release: 1998
Genre: Business & Economics
ISBN: 9781555533755

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As the costs of medical care have skyrocketed, so has the amount of money lost to fraudulent health insurance providers. These bogus operations typically victimize individuals on the lower end of the socioeconomic scale who then face staggering medical bills without coverage. Robert Tillman shows how market conditions and weak regulatory structures have allowed these crimes to occur, and cites recent institutional and legal changes that have created both new demands for insurance and greater opportunities for fraud. He also analyzes the political and economic climate that enables these criminal practices to flourish. Drawing on court documents, congressional hearings, and actual cases, Tillman provides numerous examples of the three most prevalent forms of fraud: scams involving multiple employer welfare arrangements, employee leasing schemes, and fictitious labor unions. He also examines recent innovations in insurance fraud such as "24-hour plans" and coverage offered by dubious religious organizations. With the regulation of health insurance currently in chaos, Broken Promises offers a critical examination of this insidious form of white-collar crime. It is a timely book that raises important questions about the definition of insurance and consumer protection.

Pay Up!

Pay Up!
Author: Chip Merlin
Publisher: Forbesbooks
Total Pages: 0
Release: 2020-03-17
Genre: Business & Economics
ISBN: 9781946633828

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"Attorney Chip Merlin exposes the bad faith practices of insurance companies that take advantage of their own customers" -- Page 2 of jacket.

The Recall's Broken Promise

The Recall's Broken Promise
Author: Derek Cressman
Publisher: The Poplar Institute
Total Pages: 370
Release: 2007-08
Genre: California
ISBN: 0978640500

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Fed up with business as usual, Californians recalled Governor Gray Davis in 2003 and replaced him with a celebrity who pledged to clean up government. The Recall's Broken Promise details how Arnold Schwarzenegger then shattered political fundraising records, attacked campaign finance laws, crossed ethical boundaries, and how politicians of both parties have killed needed reforms.

Broke

Broke
Author: Jodie Adams Kirshner
Publisher: Macmillan + ORM
Total Pages: 357
Release: 2019-11-19
Genre: Social Science
ISBN: 1250237122

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"Essential...in showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, Broke affirms why it’s worth solving the hardest problems in our most challenging cities in the first place. " —Anna Clark, The New York Times "Through in-depth reporting of structural inequality as it affects real people in Detroit, Jodie Adams Kirshner's Broke examines one side of the economic divide in America" —Salon "What Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House A galvanizing, narrative account of a city’s bankruptcy and its aftermath told through the lives of seven valiantly struggling Detroiters Bankruptcy and the austerity it represents have become a common "solution" for struggling American cities. What do the spending cuts and limited resources do to the lives of city residents? In Broke, Jodie Adams Kirshner follows seven Detroiters as they navigate life during and after their city's bankruptcy. Reggie loses his savings trying to make a habitable home for his family. Cindy fights drug use, prostitution, and dumping on her block. Lola commutes two hours a day to her suburban job. For them, financial issues are mired within the larger ramifications of poor urban policies, restorative negligence on the state and federal level and—even before the decision to declare Detroit bankrupt in 2013—the root causes of a city’s fiscal demise. Like Matthew Desmond’s Evicted, Broke looks at what municipal distress means, not just on paper but in practical—and personal—terms. More than 40 percent of Detroit’s 700,000 residents fall below the poverty line. Post-bankruptcy, they struggle with a broken real estate market, school system, and job market—and their lives have not improved. Detroit is emblematic. Kirshner makes a powerful argument that cities—the economic engine of America—are never quite given the aid that they need by either the state or federal government for their residents to survive, not to mention flourish. Success for all America’s citizens depends on equity of opportunity.

Report

Report
Author: Texas. State Board of Insurance
Publisher:
Total Pages: 218
Release: 1907
Genre:
ISBN:

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Deadly Spin

Deadly Spin
Author: Wendell Potter
Publisher: Bloomsbury Publishing USA
Total Pages: 289
Release: 2010-11-09
Genre: Political Science
ISBN: 1608193500

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That's how Wendell Potter introduced himself to a Senate committee in June 2009. He proceed to explain how insurance companies make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they make it nearly impossible to understand information that the public needs. Potter quit his high-paid job as head of public relations at a major insurance corporation because he could no longer abide the routine practices of the insurance industry, policies that amounted to a death sentence for thousands of Americans every year. In Deadly Spin, Potter takes readers behind the scenes of the insurance industry to show how a huge chunk of our absurd healthcare expenditures actually bankrolls a propaganda campaign and lobbying effort focused on protecting one thing: profits. With the unique vantage of both a whistleblower and a high-powered former insider, Potter moves beyond the healthcare crisis to show how public relations works, and how it has come to play a massive, often insidious role in our political process-and our lives. This important and timely book tells Potter's remarkable personal story, but its larger goal is to explain how people like Potter, before his change of heart, can get the public to think and act in ways that benefit big corporations-and the Wall Street money managers who own them.

The False Promise of Big Government

The False Promise of Big Government
Author: Patrick M. Garry
Publisher: Simon and Schuster
Total Pages: 92
Release: 2023-07-04
Genre: Political Science
ISBN: 1684516161

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The debate over the size and scope of the federal government has raged since the New Deal. So why have opponents of big government so rarely made political headway? Because they fail to address the fundamental issue. Patrick M. Garry changes that in this short, powerful book. Garry, a law professor and political commentator, debunks the myth that only government can help the average American survive and prosper in today's world. The truth, he reveals, is that big government often hurts the very people it purports to help: the poor, the working class, and the middle class. And the problem is worse than that. He shows that big government actually props up the rich, the powerful, and the politically connected. Garry demonstrates that opponents of big government rely on arguments that are true but fail to address the heart of the issue. Yes, massive government programs are wasteful and impose huge economic costs on America, and yes, many of them violate constitutional provisions. But in focusing on economic and constitutional arguments, proponents of limited government cede the moral high ground to progressives. The truth is that those who claim to speak for the "little guy" actually push for policies that harm the most vulnerable in society. And it is just as true that proponents of limited government don't ignore the working and middle classes but in fact are trying to free those individuals from a government that acts against their interests. In just one hundred pages, The False Promise of Big Government lays out everything you need to know about why big government fails and how to overcome it at last.

Author:
Publisher: Delhi Press
Total Pages:
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