The Everything Guide to Mortgages Book

The Everything Guide to Mortgages Book
Author: Lisa Holton
Publisher: Simon and Schuster
Total Pages: 279
Release: 2008-07-01
Genre: Business & Economics
ISBN: 1440524505

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Finding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light on the confusing world of points, interest rates, and credit scores. Whether you're buying your first home, trading up to a larger one, or buying a rental property, you'll find all you need inside. Learn how to: Save for a down payment and prepare to borrow Understand credit reports and credit scores Deal with banks, mortgage brokers, and online lenders Refinance a mortgage The Everything Mortgage Book teaches you how lenders work, how different kinds of loans are structured, and what they're best for. You'll also learn which mortgage practices and loans you should avoid. Whether you have a great credit history or a poor one, you'll be able to get the best loan for your most important purchase-your home. Lisa Holton is the author of How to be a Value Investor, The Essential Dictionary of Real Estate, and the Encyclopedia of Financial Planning. She is a contributing writer for the Financial Planning Association on consumer finance and retirement planning issues. Ms. Holton heads the Lisa Company, a writing, editing, and research firm. She lives in Evanston, IL.

How to Buy a House with No (or Little) Money Down

How to Buy a House with No (or Little) Money Down
Author: Martin M. Shenkman
Publisher: John Wiley & Sons
Total Pages: 305
Release: 2002-02-28
Genre: Business & Economics
ISBN: 0471201472

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The Ultimate guide to finding and financing a home Almost everyone aspires to owning a home, but the reality of coming up with a large enough down payment often stands in the way of making that dream come true. No longer! How to Buy a House with No (or Little) Money Down has helped tens of thousands become homeowners, and now it's your turn! Financing your dream home can be possible even if you never thought you could. This completely updated and expanded Third Edition shows you how. Even if you are relatively cash-poor or have a less-than-perfect credit rating, real estate and financial experts Martin M. Shenkman, CPA, MBA, JD, and Warren Boroson can help you obtain a mortgage and find the house you've always wanted--with expert guidance through all the confusing legal and tax issues involved. Featuring new sections on choosing an agent, using the Internet to search for an agent and a house, and how to win the bidding war, this clear, nontechnical guide tells you how to: * Make seller financing the ticket to your dream home * Take advantage of equity sharing, equity kicker mortgages, and other esoteric techniques * Use lease options to build equity while renting * Apply for and obtain fha, va, family, and other loans you may qualify for * Inspect a house from top to bottom, inside and out * Bargain with a seller and save a bundle * And much, much more You can obtain a down payment and get the most house for your buck--simply read How to Buy a House with No (or Little) Money Down and start making your dream a reality!

The Beginner's Guide To Getting The First And Best Mortgage

The Beginner's Guide To Getting The First And Best Mortgage
Author: Ralph Reed
Publisher:
Total Pages: 186
Release: 2020-07-07
Genre:
ISBN:

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Want the Best Mortgage Deal for Your First Home Buy and Dramatically Lower Your Cost of Owning a Home? Then you need to keep reading... Are you a first-time homebuyer and looking to purchase your dream home soon? Would you like to know how to get the best mortgage and terms? If you answered "yes" to any of these questions, keep reading. Buying your first home will be one of the most important and critical decisions of your life. It will result in exploring tons of options, traveling from one place to another, and talking with banks to get a mortgage while trying to get your head around terms that vary greatly. All these factors, combined, will determine the total cost of ownership for your dream home. Don't panic, it's not too late. Your hard-earned money can be stretched immensely if you get a great deal on your first mortgage. This book was written to help you source and select a mortgage option that is best for you and your family's financial future even though you are a first-time homebuyer. Here's a preview of this amazing book, and what else you'll discover: Why does it matter what type of mortgage you get, how does it affect you financially, and why is it in your favor to avail the best mortgage option How can you conduct a financial self-assessment to understand where you stand as a borrower, and the 8 secrets that will help you reform your financial health Why you need to pick a home that is in alignment with your financial situation, and how can you do that What do you need to understand about budgeting your home, what factors are involved in doing so, and how can you identify a home that is perfect for your budget How can you get a free credit report, understanding where you stand in terms of your credit rating, and how can you improve it What does it mean to get pre-approved for a loan to buy your home, and why is it a good thing that you need to consider What types of mortgages are out there, and how to evaluate each type carefully How can you apply for a mortgage and what factors will determine the quality and rate of mortgage that you get approved for ..... And much more! Getting a mortgage can be a stressful and nerve-wracking experience. Further, with a superb mortgage you can have more disposable income which you can invest for better returns. Sadly, not many go deep enough into finding out more and end up paying more for their home purchase than they should. This book is an indispensable guide that will help you stay ahead of the game in availing the perfect mortgage leaving you financially well off and giving you more peace of mind. So, scroll up and click the "Add to Cart" button now!

The Mortgage Money Guide

The Mortgage Money Guide
Author:
Publisher:
Total Pages: 20
Release: 1982
Genre: House buying
ISBN:

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Mortgages For Dummies

Mortgages For Dummies
Author: Eric Tyson
Publisher: John Wiley & Sons
Total Pages: 272
Release: 2008-11-17
Genre: Business & Economics
ISBN: 0470457848

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Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You’ll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to: Match your mortgage to your financial goals Qualify for a mortgage even when money is tight Find the right loan for you Choose the best lender/broker Negotiate the best terms Calculate your costs and payments Understand and complete all paperwork Refinance an existing mortgage Understand and consider special situation loans Explore reverse mortgages and other options Decipher amortization tables and comparison worksheets Use the Internet wisely when mortgage shopping Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!

Home Buying Kit For Dummies

Home Buying Kit For Dummies
Author: Eric Tyson
Publisher: John Wiley & Sons
Total Pages: 434
Release: 2012-02-07
Genre: Business & Economics
ISBN: 1118206479

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America's #1 bestselling home buying guide Want to buy a house, but concerned about the real estate market? Have no fear—Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find theright property, make smart financial decisions, and understand the latest lending requirements and tax implications. You'll discover how to take advantage of low home prices, navigate tighter lending requirements, and take advantage of the newest resources available to home buyers and new owners. Plus, the bonus CD-ROM is chock-full of information, materials, and resources for first-time buyers and savvy investors alike. All the forms and paperwork needed for buying a home, including: loan applications, appropriate tax documents, counter offer forms, and more Worksheets and calculators for comparable market analysis, budget, mortgage, property taxes, and more Printable home buying checklists for hiring an agent, home inspections, and questions to ask during home visits Home Buying Kit For Dummies is for the millions of home-buyers throughout the U.S. who need a fun and easy guide to navigating the complexities of purchasing and owning a home.

Quick Guide to Mortgage Loan Management

Quick Guide to Mortgage Loan Management
Author: Lawrence Woodberry
Publisher:
Total Pages: 28
Release: 2021-08-02
Genre:
ISBN:

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Mortgage loan management: Step by step personal finance mortgages loan basic instructions for beginners. Many Americans are plainly inept at handling their own finances, as seen by their inability to pay their bills on time month after month. A mortgage is a form of loan that can be used to purchase or refinance a house. Mortgages are sometimes known as "mortgage loans." Mortgages allow you to purchase a property without having to pay the entire amount up front. IN THIS BOOK YOU WILL DISCOVER What mortgage means Who Qualifies for a Mortgage? The Distinction Between a Loan and a Mortgage? The Process of Obtaining a Mortgage Loan? Mortgage Participants TERMINOLOGY OF MORTGAGE Loans that are conventional in nature Payment on Mortgage Insurance and Taxes Mortgage Phrase Mortgage Insurance on a Personal Level The Mortgage Application Process How to Look For A House And Make An Offer How to Obtain Final Approval And Lots more... Scroll up and click on the BUY button.

The Unofficial Guide to Buying a Home

The Unofficial Guide to Buying a Home
Author: Alan Perlis
Publisher: John Wiley & Sons
Total Pages: 482
Release: 2004-04-26
Genre: Business & Economics
ISBN: 0764573462

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The inside scoop . . .for when you want more than the official line No matter what your budget and taste, finding the perfect home is a daunting task. How do you even know where to start? Here you'll find the inside scoop on every step of the homebuying process-from calculating your budget to negotiating the deal and handling the closing. The Unofficial Guide to Buying a Home, Second Edition gives savvy consumers like you a foolproof appraisal of which homebuying strategies work and which don't. This updated edition is perfect for first-time homebuyers and includes new information on using the Internet to find your home, buying condos, and utilizing government funding programs. It walks you through the entire homebuying process: from searching for a home, to making an offer, through the inspection, and on to the closing, you can be confident that your investment is sound. The guide also offers expanded coverage of the monetary issues involved in purchasing a home, including new means of determining creditworthiness and new types of available loans, as well as helping you decide how much home you can-and should-purchase. Vital Information that other sources can't or won't reveal-from what really motivates sellers, brokers, loan officers, and other key players in the homebuying game, to how to work most effectively with your agent. Insider Secrets on how to make real estate law work in your favor. Money-Saving Techniques that show you how to take advantage of tax breaks and how to time your search to exploit seasonal variations in the market. Time-Saving Tips on streamlining the homebuying process so you find the home you want as quickly as possible. The Latest Trends in homebuying, including up-to-date tips on using the Internet to find your home, a realtor, or a mortgage. Handy Checklists and Charts to help you determine your budget and stick to it.

Financing Real Estate Investments For Dummies

Financing Real Estate Investments For Dummies
Author: Ralph R. Roberts
Publisher: John Wiley & Sons
Total Pages: 245
Release: 2011-02-04
Genre: Business & Economics
ISBN: 0470496975

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Your practical guide to scoring cash to fuel your real estate investments Want to be a smart, successful real estate investor? This no-nonsense guide contains everything you must know to make the right choices about financing your investments from the various options available and the impact on cash flow to the tax implications and risk factors involved. You also get tried-and-true tips for surviving a down market and using current investments to finance future ones. A crash course in real estate financing understand standard terms and concepts, learn the various sources of investment capital, and gather all essential facts and figures Weigh your options decide which type of financing is best for your circumstances and incorporate it into your real estate investing plan Finance residential properties evaluate residential loan programs, navigate the loan application and processing, and handle the closing Invest in commercial properties know the different property types, choose the one that meets your investment goals, and discover unique sources for financing Tap into unconventional sources discover the pros and cons of "hard money," capitalize on seller financing, partner to share risk and equity, and invest on the cheap with no-money-down deals Open the book and find: Real-world advice on financing without tying up all your capital How to get prequalified or preapproved for a loan Questions to ask your lender upfront Ways to avoid common beginner blunders How to protect your personal assets from investment risks Bargain-hunting hints for low-cost loans Strategies for surviving a credit crunch Ten pre-closing steps you must take